Flood Risk in Aberfoyle, NSW: 2026 Assessment

Aberfoyle, New South Wales· UNKNOWN
Aberfoyle faces a moderate risk of flooding due to its location and rainfall patterns. Local waterways and inadequate drainage contribute to potential flood events.Updated 13 Apr 2026

Flood Risk Score

6.0/10

Aberfoyle faces a moderate risk of flooding due to its location and rainfall patterns. Local waterways and inadequate drainage contribute to potential flood events.

Key Facts

Flood Risk
Aberfoyle faces a moderate risk of flooding due to its location and rainfall patterns. Local waterways and inadequate drainage contribute to potential flood events.
Trend
increasing
Suburb
Aberfoyle, NSW
Overall Risk
Medium
Postcode
2350
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
12.8% of land (bushfire)

Flood Risk Analysis

Aberfoyle, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local drainage infrastructure may be inadequate to handle increased rainfall intensity.

Aberfoyle faces a moderate risk of flooding due to its location and rainfall patterns. Local waterways and inadequate drainage contribute to potential flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Aberfoyle sits within ClimateNest's suburb-level hazard model for flood risk. 8.2% of the suburb's land area is mapped in high-risk flood zones and 77.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Aberfoyle.

On ClimateNest's 0–10 suburb hazard index, Aberfoyle scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Aberfoyle can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Aberfoyle located in Coastal NSW (postcode 2350), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Aberfoyle.

Across the six hazard axes ClimateNest models, the dominant climate risk in Aberfoyle is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Aberfoyle, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Aberfoyle are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayLocal creeks and drainage systems
Elevation RangeVaries across the suburb
Flood Zone ClassificationAreas near waterways are prone to flooding

Historical Events

2020
Minor

Heavy rainfall caused flash flooding in some parts of Aberfoyle.

2011
Moderate

Significant flooding occurred in the region, impacting low-lying areas and causing property damage.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Bushfire Risk Reduction

Near-term

Implement vegetation management programs and support residents in creating firebreaks around their properties.

Est. cost: Medium

Heatwave Preparedness

Immediate

Develop a heatwave response plan and establish cooling centers for vulnerable populations.

Est. cost: Low

Community Education

Long-term

Educate residents about climate risks and adaptation measures through workshops and online resources.

Est. cost: Low

Council & Emergency Services

Your Local Council
Emergency Services

Data last updated: 13 April 2026

Explore Aberfoyle Risk Reports

Frequently Asked Questions

Is Aberfoyle at risk of flooding?

Based on available data, Aberfoyle has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Aberfoyle?

Insurance costs for flood cover in Aberfoyle depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Aberfoyle?

Yes, flood risk can affect property values in Aberfoyle. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Aberfoyle?

Elevation is a critical factor in flood risk. Properties at higher elevations within Aberfoyle typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Aberfoyle?

ClimateNest's suburb model rates Aberfoyle's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Aberfoyle.

What share of Aberfoyle is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.8% of Aberfoyle in high-risk zones for bushfire, with a further 82% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Aberfoyle Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Aberfoyle, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections