Bushfire Risk in Appleby, NSW: 2026 Assessment

Appleby, New South Wales
The risk of bushfires in Appleby is moderate, influenced by surrounding vegetation and dry conditions. Climate change is projected to increase the frequency and intensity of bushfire weather.Updated 31 May 2026

Bushfire Risk Score

4.0/10

The risk of bushfires in Appleby is moderate, influenced by surrounding vegetation and dry conditions. Climate change is projected to increase the frequency and intensity of bushfire weather.

Key Facts

Bushfire Risk
The risk of bushfires in Appleby is moderate, influenced by surrounding vegetation and dry conditions. Climate change is projected to increase the frequency and intensity of bushfire weather.
Trend
increasing
Suburb
Appleby, NSW
Overall Risk
Medium
Postcode
2340
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
13.4% of land (bushfire)

Bushfire Risk Analysis

Appleby, New South Wales, has a the risk of bushfires in appleby is moderate, influenced by surrounding vegetation and dry conditions. climate change is projected to increase the frequency and intensity of bushfire weather. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Some areas are designated as bushfire prone.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Appleby, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Appleby including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Appleby sits within ClimateNest's suburb-level hazard model for bushfire risk. 13.4% of the suburb's land area is mapped in high-risk bushfire zones and 59.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Appleby.

On ClimateNest's 0–10 suburb hazard index, Appleby scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Appleby can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Appleby located in Coastal NSW (postcode 2340), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Appleby.

Across the six hazard axes ClimateNest models, the dominant climate risk in Appleby is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Appleby, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Appleby are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandVaries across the suburb
BAL Overlay / ZoneCheck NSW RFS website
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires in the surrounding region caused smoke haze and elevated fire danger in Appleby.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as improved drainage systems and levees.

Est. cost: High

Develop Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable residents during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Support community-based bushfire preparedness programs and ensure residents have access to information and resources.

Est. cost: Low

Upgrade Building Codes

Long-term

Update building codes to ensure new constructions are more resilient to extreme weather events, including floods, heatwaves, and bushfires.

Est. cost: High

Council & Emergency Services

Example Shire Council
Emergency Services

Data last updated: 31 May 2026

Explore Appleby Risk Reports

Frequently Asked Questions

Is Appleby in a bushfire prone area?

Parts of Appleby may be designated as bushfire prone land. Based on available data, Appleby has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Appleby?

BAL ratings in Appleby depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Appleby?

Yes, properties in bushfire-prone parts of Appleby may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Appleby?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Appleby?

ClimateNest's suburb model rates Appleby's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Appleby.

What share of Appleby is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.4% of Appleby in high-risk zones for bushfire, with a further 59.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Appleby Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Appleby, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections