Climate Risk Assessment: Balfours Peak, NSW

Balfours Peak, New South Wales
Medium Risk
Updated May 2026

Balfours Peak faces moderate climate risks, primarily from bushfires and heatwaves. Flooding risk is also a concern. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
4.0
Bushfire
7.0
Heat
5.0
Coastal
1.0

Climate Hazard Breakdown for Balfours Peak

increasing

Flood

40/100

The risk of flooding in Balfours Peak is moderate. This is due to the presence of nearby waterways and the potential for heavy rainfall events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in land use
stable

Bushfire

70/100

Balfours Peak faces a high risk of bushfires due to its proximity to bushland and prevailing weather conditions. Hot, dry summers increase the likelihood of fire ignition and spread.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

50/100

The risk of heatwaves in Balfours Peak is moderate. Summers are becoming hotter, leading to more frequent and intense heatwaves, impacting vulnerable populations.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect
stable

Coastal

10/100

Coastal risk is low due to the distance from the coast.

Key drivers:

  • ·Sea level rise
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Balfours Peak

Detailed Hazard Analysis

heat Risk

50/100

The risk of heatwaves in Balfours Peak is moderate. Summers are becoming hotter, leading to more frequent and intense heatwaves, impacting vulnerable populations.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

flood Risk

40/100

The risk of flooding in Balfours Peak is moderate. This is due to the presence of nearby waterways and the potential for heavy rainfall events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in land use

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

coastal Risk

10/100

Coastal risk is low due to the distance from the coast.

Primary Drivers

  • ·Sea level rise

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

70/100

Balfours Peak faces a high risk of bushfires due to its proximity to bushland and prevailing weather conditions. Hot, dry summers increase the likelihood of fire ignition and spread.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds

Projections (RCP8.5)

2030

7.0

2050

7.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the elevated risk of bushfires and flooding.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check bushfire and flood risk maps.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and costs.
  • 4.Consider long-term climate projections.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Local creeks and streams
Elevation Range
Variable
Flood Zone
Potentially affected areas near waterways

Local creeks and streams can experience rapid rises in water levels during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to significant bushland areas
Planning Overlay
RFS bushfire prone area map
Bushfire Prone Area
Yes

The area is designated as bushfire prone, requiring specific building standards for new constructions.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
3 days

The number of days exceeding 35°C is projected to increase in the coming decades.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2013
bushfireModerate

A bushfire near Balfours Peak caused property damage and required evacuations.

Source
2017
floodMinor

Heavy rainfall led to localized flooding in low-lying areas of Balfours Peak.

Source
2019
heatwaveModerate

A prolonged heatwave resulted in increased hospital admissions and strain on infrastructure.

Source
2020
bushfireMajor

The Black Summer bushfires impacted the region, causing significant environmental damage and property loss.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood404.3(+0.3)4.5(+0.5)
bushfire707.4(+0.4)7.7(+0.7)
heat505.6(+0.6)6.0(+1.0)
coastal101.01.0

By 2030, Balfours Peak is projected to experience an increase in the frequency and intensity of heatwaves and bushfires. Rainfall patterns may become more erratic, increasing flood risk.

CSIRO Climate Projections

Adaptation Recommendations

Develop a community bushfire plan

Immediate

Create a detailed plan outlining evacuation routes, emergency contacts, and property protection measures.

Est. cost: Low

Learn more

Improve home cooling and insulation

Near-term

Install energy-efficient air conditioning and insulation to reduce the impact of heatwaves.

Est. cost: Medium

Learn more

Upgrade drainage infrastructure

Near-term

Invest in improved drainage systems to mitigate flood risk in vulnerable areas.

Est. cost: High

Learn more

Promote water conservation

Long-term

Implement water-saving measures to address potential water shortages during prolonged dry periods.

Est. cost: Low

Learn more

About Balfours Peak's Climate Risk Profile

Balfours Peak, located in New South Wales, is increasingly vulnerable to the impacts of climate change. The primary risks include bushfires, heatwaves, and flooding.

Bushfire risk is elevated due to the suburb's proximity to extensive bushland. Hot, dry conditions during the summer months create a high fire danger, threatening homes and infrastructure. Residents should maintain firebreaks and have evacuation plans in place.

Heatwaves are becoming more frequent and intense, posing a significant health risk, especially to the elderly and those with pre-existing conditions. Ensuring access to cooling centers and promoting heat-safe practices are crucial.

Flooding is a concern due to increased rainfall intensity and potential for flash flooding. Properties near waterways are particularly vulnerable. Improved drainage infrastructure and flood preparedness measures are necessary.

While coastal risks are minimal due to the distance from the coast, the overall impact of climate change requires proactive adaptation strategies to protect the community and environment.

Data sources: BOM · CSIRO · NSW RFS · NSW SES

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Balfours Peak?

The primary risks are bushfires, heatwaves, and flooding due to increased rainfall intensity.

How can I prepare my home for a bushfire?

Clear vegetation around your property, maintain firebreaks, and have a bushfire survival plan.

What should I do during a heatwave?

Stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities.

Where can I find information about local flood risks?

Consult the council's flood maps and the State Emergency Service website for detailed information.

Are there any community initiatives to address climate change?

Check with the local council for information on sustainability programs and community projects.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Balfours Peak, use our analysis tool.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections