Flood Risk in Banoon, NSW: 2026 Assessment

Banoon, New South Wales· UNKNOWN
Banoon faces a moderate risk of flooding due to its location and rainfall patterns. Properties near waterways are particularly vulnerable.Updated 26 May 2026

Flood Risk Score

6.0/10

Banoon faces a moderate risk of flooding due to its location and rainfall patterns. Properties near waterways are particularly vulnerable.

Key Facts

Flood Risk
Banoon faces a moderate risk of flooding due to its location and rainfall patterns. Properties near waterways are particularly vulnerable.
Trend
increasing
Suburb
Banoon, NSW
Overall Risk
Medium
Postcode
2347
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
16.2% of land (bushfire)

Flood Risk Analysis

Banoon, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Check local council flood maps for specific property risks.

Banoon faces a moderate risk of flooding due to its location and rainfall patterns. Properties near waterways are particularly vulnerable.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Banoon sits within ClimateNest's suburb-level hazard model for flood risk. 5.7% of the suburb's land area is mapped in high-risk flood zones and 83.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Banoon.

On ClimateNest's 0–10 suburb hazard index, Banoon scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Banoon can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Banoon located in Regional NSW (postcode 2347), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Banoon.

Across the six hazard axes ClimateNest models, the dominant climate risk in Banoon is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Banoon, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Banoon are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayLocal creeks and drainage systems
Elevation RangeVaries across the suburb
Flood Zone ClassificationAreas near waterways

Historical Events

2022
Moderate

Heavy rainfall caused localized flooding in low-lying areas.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: High

Implement Heatwave Early Warning System

Immediate

Develop and implement a heatwave early warning system to protect vulnerable populations.

Est. cost: Medium

Bushfire Risk Mitigation

Near-term

Implement bushfire risk mitigation measures, such as vegetation management and fire breaks.

Est. cost: Medium

Community Education Programs

Long-term

Educate the community about climate change risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 26 May 2026

Explore Banoon Risk Reports

Frequently Asked Questions

Is Banoon at risk of flooding?

Based on available data, Banoon has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Banoon?

Insurance costs for flood cover in Banoon depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Banoon?

Yes, flood risk can affect property values in Banoon. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Banoon?

Elevation is a critical factor in flood risk. Properties at higher elevations within Banoon typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Banoon?

ClimateNest's suburb model rates Banoon's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Banoon.

What share of Banoon is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.2% of Banoon in high-risk zones for bushfire, with a further 77.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Banoon Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Banoon, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections