Flood Risk in Barcoongere, NSW: 2026 Assessment
Flood Risk Score
4.5/10Barcoongere faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Low-lying areas are particularly vulnerable.
Key Facts
- Flood Risk
- Barcoongere faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Low-lying areas are particularly vulnerable.
- Trend
- increasing
- Suburb
- Barcoongere, NSW
- Overall Risk
- Medium
- Postcode
- 2460
- Region
- Coastal NSW
- Median property value
- $925,000
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 19% of land (bushfire)
Flood Risk Analysis
Barcoongere, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
Check local council for specific flood risk assessments.
Barcoongere faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Low-lying areas are particularly vulnerable.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Barcoongere sits within ClimateNest's suburb-level hazard model for flood risk. 4.3% of the suburb's land area is mapped in high-risk flood zones and 89.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Barcoongere.
On ClimateNest's 0–10 suburb hazard index, Barcoongere scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Barcoongere can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Barcoongere located in Coastal NSW (postcode 2460), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Barcoongere.
Across the six hazard axes ClimateNest models, the dominant climate risk in Barcoongere is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Barcoongere, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Barcoongere are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Significant flooding occurred in the region due to heavy rainfall, impacting local infrastructure.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termUpgrade drainage systems and implement flood barriers to protect vulnerable areas.
Est. cost: Medium
Bushfire Preparedness
ImmediateCreate and maintain firebreaks, clear vegetation around properties, and develop evacuation plans.
Est. cost: Low
Heatwave Action Plan
Near-termEstablish cooling centers, provide public education on heat safety, and ensure access to water during heatwaves.
Est. cost: Low
Water Conservation
Long-termImplement water restrictions, promote water-efficient landscaping, and invest in water recycling infrastructure.
Est. cost: Medium
Council & Emergency Services
Explore Barcoongere Risk Reports
View other climate risk assessments for Barcoongere:
Frequently Asked Questions
Is Barcoongere at risk of flooding?
Based on available data, Barcoongere has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Barcoongere?
Insurance costs for flood cover in Barcoongere depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Barcoongere?
Yes, flood risk can affect property values in Barcoongere. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Barcoongere?
Elevation is a critical factor in flood risk. Properties at higher elevations within Barcoongere typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What are the main climate risks in Barcoongere?
ClimateNest's suburb model rates Barcoongere's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Barcoongere.
What share of Barcoongere is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 19% of Barcoongere in high-risk zones for bushfire, with a further 69.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Barcoongere Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Barcoongere, New South Wales, covering flood, bushfire, sea level rise and more.
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*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections