📮 Barrack Point postcode: 2528

Is Barrack Point, NSW Climate Safe? 2026 Assessment

Barrack Point, New South Wales· Shellharbour· 2528
Moderate climate risk — address-specificUpdated 25 May 2026

Climate Safety Score

5.5/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Barrack Point faces a moderate risk of flooding due to its low-lying areas and proximity to Lake Illawarra and the ocean. Intense rainfall events can lead to stormwater runoff exceeding drainage capacity.
Bushfire
The risk of bushfire in Barrack Point is relatively low due to the suburb's coastal location and limited vegetation. However, dry conditions and strong winds can increase the risk.
Heat
Barrack Point is susceptible to heatwaves, particularly during the summer months. High temperatures can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2528
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
10.5% of land (bushfire)

Climate Safety Analysis

Barrack Point in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Barrack Point's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Barrack Point is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Barrack Point including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Barrack Point located in Coastal NSW (postcode 2528), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Barrack Point.

Across the six hazard axes ClimateNest models, the dominant climate risk in Barrack Point is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Barrack Point, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Barrack Point are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to Bushland1-2 km to nearby reserves
BAL OverlayRFS Bush Fire Prone Land Map
Nearest WaterwayLake Illawarra
Flood ZoneCoastal floodplain
Avg January Max27.5 °C

Historical Events

2020
Moderate

A prolonged heatwave affected Barrack Point, with temperatures exceeding 35°C for several days, placing strain on vulnerable residents.

2017
Minor

High tides and strong waves caused minor coastal erosion in Barrack Point, affecting beaches and foreshore areas.

2013
Moderate

A severe storm caused damage to property and infrastructure in Barrack Point, with strong winds and heavy rainfall.

2011
Moderate

Heavy rainfall caused flooding in low-lying areas of Barrack Point, affecting several homes and businesses.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade stormwater drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Implement Coastal Management Strategies

Near-term

Develop and implement strategies to protect the coastline from erosion and inundation, such as seawalls and beach nourishment.

Est. cost: High

Develop Heat Action Plan

Immediate

Create a heat action plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Raise Awareness of Climate Risks

Long-term

Educate residents about the risks of climate change and how to prepare for extreme weather events.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage residents to conserve water to reduce strain on water resources during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Shellharbour City Council
Emergency Services

Data last updated: 25 May 2026

Explore Barrack Point Risk Reports

Frequently Asked Questions

Is Barrack Point safe from climate change?

No location in Australia is entirely immune to climate change impacts. Barrack Point has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Barrack Point?

The dominant hazard for Barrack Point depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Barrack Point compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Barrack Point?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Barrack Point?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Barrack Point.

What are the main climate risks in Barrack Point?

ClimateNest's suburb model rates Barrack Point's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Barrack Point.

What share of Barrack Point is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.5% of Barrack Point in high-risk zones for bushfire, with a further 66.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Barrack Point Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Barrack Point, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections