Climate Risk Profile: Belgravia, NSW

Belgravia, New South Wales
Medium Risk
Updated May 2026

Belgravia faces moderate climate risks, primarily from flooding and heatwaves. Climate change is expected to exacerbate these risks in the future, particularly with increased rainfall intensity and higher temperatures. Residents should prepare for more frequent and intense extreme weather events.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
7.0
Coastal
1.0

Climate Hazard Breakdown for Belgravia

increasing

Flood

60/100

Belgravia faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

40/100

Belgravia has a relatively low bushfire risk due to the lack of significant bushland within close proximity. However, increased temperatures and drier conditions could elevate the risk in the future.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

70/100

Belgravia is likely to experience more frequent and intense heatwaves due to climate change. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
stable

Coastal

10/100

Belgravia is not located near the coast and therefore faces a very low risk from coastal hazards such as sea level rise and coastal erosion.

Key drivers:

  • ·N/A
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Belgravia

Detailed Hazard Analysis

heat Risk

70/100

Belgravia is likely to experience more frequent and intense heatwaves due to climate change. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
  • ·Reduced vegetation cover

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

60/100

Belgravia faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Belgravia is not located near the coast and therefore faces a very low risk from coastal hazards such as sea level rise and coastal erosion.

Primary Drivers

  • ·N/A

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

Belgravia has a relatively low bushfire risk due to the lack of significant bushland within close proximity. However, increased temperatures and drier conditions could elevate the risk in the future.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation dryness

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood risk.

Price Impact

Properties in flood-prone areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Consider potential increases in insurance premiums.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Local Creek
Elevation Range
10-20m
Flood Zone
Low-lying areas near creek

Historical flood data indicates localized flooding during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
5km
Planning Overlay
Not significantly affected
Bushfire Prone Area
No

The area is mostly urbanized, reducing bushfire risk.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
3 days

Urban heat island effect contributes to higher temperatures.

Coastal Evidence

Distance to Coast
100 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2011
floodModerate

Heavy rainfall caused localized flooding in low-lying areas of Belgravia.

Source
2013
heatwaveModerate

A prolonged heatwave resulted in increased hospital admissions for heat-related illnesses.

Source
2017
stormMinor

A severe thunderstorm caused minor damage to property and infrastructure.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire404.2(+0.2)4.5(+0.5)
heat707.8(+0.8)8.5(+1.5)
coastal101.01.0

By 2030, Belgravia is projected to experience a notable increase in heatwave frequency and intensity, along with a moderate increase in flood risk due to more intense rainfall events. Bushfire risk will also slightly increase.

CSIRO Climate Projections

Adaptation Recommendations

Improve stormwater drainage

Near-term

Upgrade stormwater drainage infrastructure to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Learn more

Implement a heatwave management plan

Immediate

Develop and implement a heatwave management plan to protect vulnerable populations during extreme heat events.

Est. cost: Medium

Learn more

Increase urban greening

Near-term

Increase tree canopy cover and green spaces to reduce the urban heat island effect and provide shade.

Est. cost: Medium

Learn more

Raise awareness of climate risks

Long-term

Educate residents about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Learn more

About Belgravia's Climate Risk Profile

Belgravia is a suburb in New South Wales that is exposed to a range of climate-related risks. The most significant risks are flooding and heatwaves, which are both expected to worsen due to climate change.

Flooding is a concern due to the suburb's proximity to waterways and low-lying areas. Increased rainfall intensity, driven by climate change, will likely lead to more frequent and severe flooding events. This can cause damage to property, disrupt transportation, and pose a risk to human safety.

Heatwaves are also a major concern, particularly for vulnerable populations. Climate change is expected to increase the frequency, intensity, and duration of heatwaves, leading to heat stress and other health problems. The urban heat island effect can further exacerbate the impact of heatwaves in Belgravia.

While bushfire risk is relatively low, it is still important to be aware of the potential for bushfires, especially during dry periods. Increased temperatures and drier conditions can increase the risk of bushfires spreading to residential areas.

Coastal risks are minimal due to the suburb's inland location.

Data sources: BOM · CSIRO · NSW SES · Local Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Belgravia?

The main climate change risks for Belgravia are flooding and heatwaves. These risks are expected to increase in the future due to climate change.

How can I prepare for flooding in Belgravia?

You can prepare for flooding by checking flood maps, having an emergency plan, and ensuring your property is adequately insured.

What can I do to stay safe during a heatwave in Belgravia?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activity. Check on vulnerable neighbors and family members.

Is my property at risk from bushfires in Belgravia?

While the overall bushfire risk is relatively low, it's important to maintain your property and be aware of fire danger ratings, especially during dry periods.

What is the council doing to address climate change in Belgravia?

The council is implementing a climate strategy that includes measures to reduce greenhouse gas emissions, improve stormwater drainage, and increase urban greening.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections