Climate Risk in Ben Lomond, New South Wales

Ben Lomond, New South Wales· 2365

Medium Risk

Updated May 2026

Ben Lomond faces increasing risks from bushfires and floods due to climate change. Rising temperatures also contribute to heat-related concerns. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

52/100

Medium

Confidence: Medium

Hazard Breakdown

Flood

4.5

Bushfire

6.0

Heat

4.0

Coastal

1.0

Climate Hazard Breakdown for Ben Lomond

increasing

Flood

45/100

Ben Lomond has a moderate risk of flooding, primarily from heavy rainfall events. Local waterways can overflow, impacting low-lying areas.

Key drivers:

·Increased rainfall intensity
·Changes in land use

increasing

Bushfire

60/100

The area around Ben Lomond is susceptible to bushfires due to the presence of surrounding bushland. Hot, dry conditions increase the risk.

Key drivers:

·Drier conditions
·Increased fuel load

increasing

Heat

40/100

Ben Lomond experiences moderate heat risk, with increasing average temperatures during summer months.

Key drivers:

·Rising global temperatures
·Urban heat island effect (minor)

stable

Coastal

10/100

Ben Lomond is not directly exposed to coastal risks.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Ben Lomond

Should I Buy

Property buying guide with climate risk assessment

Flood Risk

Flood zone mapping, historical events, and projections

Bushfire Risk

BAL assessment, vegetation proximity, and fire history

Climate Safety

Multi-hazard safety assessment to 2050

Storm Risk

Severe weather, hail, and wind risk analysis

Heat Risk

Extreme heat days, urban heat island, and cooling costs

Insurance Costs

Premium estimates and insurance availability

Investment Score

Climate-adjusted property investment analysis

Detailed Hazard Analysis

heat Risk

40/100

Ben Lomond experiences moderate heat risk, with increasing average temperatures during summer months.

Primary Drivers

·Rising global temperatures
·Urban heat island effect (minor)

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

flood Risk

45/100

Ben Lomond has a moderate risk of flooding, primarily from heavy rainfall events. Local waterways can overflow, impacting low-lying areas.

Primary Drivers

·Increased rainfall intensity
·Changes in land use

Projections (RCP8.5)

2030

5.0

2050

5.5

Data source

coastal Risk

10/100

Ben Lomond is not directly exposed to coastal risks.

Projections (RCP2.6)

2030

1.0

2050

1.0

Data source

bushfire Risk

60/100

The area around Ben Lomond is susceptible to bushfires due to the presence of surrounding bushland. Hot, dry conditions increase the risk.

Primary Drivers

·Drier conditions
·Increased fuel load

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to bushfire and flood risks.

Price Impact

Properties in high-risk areas may experience price fluctuations.

Buyer Checklist

1.Check flood and bushfire risk maps
2.Assess property's vulnerability to extreme weather
3.Review insurance options
4.Understand local council's climate adaptation plans

Local Climate Evidence

Flood Evidence

Nearest Waterway: Local creeks and drainage systems
Elevation Range: Varies across the locality
Flood Zone: Areas near waterways

Bushfire Evidence

Distance to Bushland: Adjacent to bushland areas
Planning Overlay: Refer to NSW RFS maps
Bushfire Prone Area: Yes

Heat Evidence

Avg January Max Temp: 28°C
Heat Stress Days/Year: 2 days

Coastal Evidence

Distance to Coast: 300 km
Sea Level Rise Exposure: Not applicable
Erosion Risk: Not applicable

Historical Climate Events

2019

bushfireModerate

Bushfires impacted the region, causing property damage and evacuations.

Source

2016

floodModerate

Heavy rainfall led to localized flooding in low-lying areas.

Source

2013

heatwaveModerate

Prolonged heatwave conditions affected the region.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

Hazard	Today	2030	2050
flood	45	4.8(+0.3)	5.1(+0.6)
bushfire	60	6.4(+0.4)	6.8(+0.8)
heat	40	4.6(+0.6)	5.2(+1.2)
coastal	10	1.0	1.0

By 2030, Ben Lomond is projected to experience a notable increase in heatwaves and bushfire risk, with a moderate increase in flood risk. Coastal risks remain minimal.

CSIRO Climate Projections

Adaptation Recommendations

Improve Bushfire Preparedness

Immediate

Implement property maintenance programs, create firebreaks, and develop community evacuation plans.

Est. cost: Low

Learn more

Enhance Flood Resilience

Near-term

Upgrade drainage infrastructure, implement flood-proofing measures for properties, and establish early warning systems.

Est. cost: Medium

Learn more

Mitigate Heat Stress

Near-term

Promote tree planting for shade, improve building insulation, and establish cooling centers for vulnerable populations.

Est. cost: Low

Learn more

Community Awareness Programs

Long-term

Conduct workshops and distribute information on climate risks and adaptation strategies.

Est. cost: Low

Learn more

About Ben Lomond's Climate Risk Profile

Ben Lomond, NSW, is a rural locality that is facing increasing climate-related challenges. The primary concerns are bushfire risk due to surrounding vegetation and potential flooding from heavy rainfall events. Rising average temperatures also contribute to heat stress, particularly during the summer months.

The risk of bushfires is exacerbated by drier conditions and increased fuel loads in the surrounding bushland. Residents should maintain their properties to reduce fire hazards and stay informed about fire danger ratings.

Flooding can occur due to intense rainfall, causing local waterways to overflow. It's important for residents to be aware of flood warnings and have evacuation plans in place.

While coastal risks are minimal, the overall impact of climate change necessitates proactive adaptation measures to protect the community and its assets. These measures include improving infrastructure resilience, implementing better land management practices, and promoting community awareness.

Data sources: BOM · CSIRO · NSW RFS · NSW SES

Local Government Resources

UNKNOWN

Climate Strategy Flood Maps Emergency Services

Frequently Asked Questions

What are the main climate risks in Ben Lomond?

The primary climate risks are bushfires, flooding, and heatwaves.

How can I prepare my property for bushfires?

Maintain your property by clearing vegetation, creating firebreaks, and having a bushfire survival plan.

What should I do during a flood?

Stay informed about flood warnings, evacuate if necessary, and avoid driving through floodwaters.

How can I stay safe during a heatwave?

Stay hydrated, avoid strenuous activity during peak heat, and seek shelter in cool places.

Where can I find more information about climate change in Ben Lomond?

Consult the local council, NSW government websites, and the Bureau of Meteorology for the latest information and resources.

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What A$69 could save you from

$7.2B

2022 insured disaster losses*

$300B+

climate risk to property by 2050*

30-120%

insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

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