Flood Risk in Benandarah, NSW: 2026 Assessment

Benandarah, New South Wales· UNKNOWN
Benandarah faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. Properties close to creeks or low-lying areas are most vulnerable.Updated 6 May 2026

Flood Risk Score

4.0/10

Benandarah faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. Properties close to creeks or low-lying areas are most vulnerable.

Key Facts

Flood Risk
Benandarah faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. Properties close to creeks or low-lying areas are most vulnerable.
Trend
increasing
Suburb
Benandarah, NSW
Overall Risk
Medium
Postcode
2536
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
15.3% of land (bushfire)

Flood Risk Analysis

Benandarah, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates localized flooding during heavy rainfall events.

Benandarah faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. Properties close to creeks or low-lying areas are most vulnerable.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Benandarah sits within ClimateNest's suburb-level hazard model for flood risk. 4.3% of the suburb's land area is mapped in high-risk flood zones and 75% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Benandarah.

On ClimateNest's 0–10 suburb hazard index, Benandarah scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Benandarah can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Benandarah located in Regional NSW (postcode 2536), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Benandarah.

Across the six hazard axes ClimateNest models, the dominant climate risk in Benandarah is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Benandarah, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Benandarah are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayUnnamed Creek
Elevation Range50-70m
Flood Zone ClassificationLow-lying areas near creek

Historical Events

2016
Minor

Heavy rainfall caused localized flooding in low-lying areas of Benandarah.

Adaptation & Mitigation Actions

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for what to do in the event of a bushfire, including evacuation routes, emergency contacts, and a list of essential items to take.

Est. cost: Low

Improve Home Cooling and Insulation

Near-term

Install insulation, window coverings, and energy-efficient air conditioning to reduce the impact of heatwaves.

Est. cost: Medium

Support Community Resilience Programs

Near-term

Participate in local initiatives to build community resilience to climate change impacts, such as emergency preparedness training and neighborhood support networks.

Est. cost: Low

Upgrade Drainage Infrastructure

Long-term

Advocate for improvements to local drainage infrastructure to reduce the risk of flooding during heavy rainfall events.

Est. cost: High

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 6 May 2026

Explore Benandarah Risk Reports

Frequently Asked Questions

Is Benandarah at risk of flooding?

Based on available data, Benandarah has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Benandarah?

Insurance costs for flood cover in Benandarah depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Benandarah?

Yes, flood risk can affect property values in Benandarah. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Benandarah?

Elevation is a critical factor in flood risk. Properties at higher elevations within Benandarah typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Benandarah?

ClimateNest's suburb model rates Benandarah's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Benandarah.

What share of Benandarah is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.3% of Benandarah in high-risk zones for bushfire, with a further 69.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Benandarah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Benandarah, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections