Flood Risk in Benolong, NSW: 2026 Assessment
Flood Risk Score
4.5/10Benolong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Key Facts
- Flood Risk
- Benolong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
- Trend
- increasing
- Suburb
- Benolong, NSW
- Overall Risk
- Medium
- Postcode
- 2818
- Region
- Regional NSW
- Median property value
- $550,000
- Dominant hazard
- extreme heat (6/10)
Flood Risk Analysis
Benolong, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
Historical flood data indicates that the area has experienced flooding in the past, and future events are likely to be more severe due to climate change.
Benolong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Benolong located in Regional NSW (postcode 2818), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Benolong.
Across the six hazard axes ClimateNest models, the dominant climate risk in Benolong is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Benolong, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Benolong are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
The Macquarie River experienced moderate flooding, affecting low-lying areas in and around Benolong.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termInvest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.
Est. cost: High
Enhance Bushfire Preparedness
ImmediateImplement bushfire mitigation strategies, including vegetation management and community education programs.
Est. cost: Medium
Develop Heatwave Response Plan
Near-termCreate a heatwave response plan to protect vulnerable populations, including cooling centers and public awareness campaigns.
Est. cost: Low
Promote Water Conservation
Long-termEncourage water conservation measures to address drought risks and ensure water security.
Est. cost: Low
Council & Emergency Services
Explore Benolong Risk Reports
View other climate risk assessments for Benolong:
Frequently Asked Questions
Is Benolong at risk of flooding?
Based on available data, Benolong has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Benolong?
Insurance costs for flood cover in Benolong depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Benolong?
Yes, flood risk can affect property values in Benolong. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Benolong?
Elevation is a critical factor in flood risk. Properties at higher elevations within Benolong typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What are the main climate risks in Benolong?
ClimateNest's suburb model rates Benolong's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Benolong.
Is Benolong Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Benolong, New South Wales, covering flood, bushfire, sea level rise and more.
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*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections