Bushfire Risk in Bergalia, NSW: 2026 Assessment

Bergalia, New South Wales· UNKNOWN
Bergalia has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures increase the likelihood of bushfires.Updated 7 May 2026

Bushfire Risk Score

7.0/10

Bergalia has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures increase the likelihood of bushfires.

Key Facts

Bushfire Risk
Bergalia has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures increase the likelihood of bushfires.
Trend
increasing
Suburb
Bergalia, NSW
Overall Risk
Medium
Postcode
2537
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
10.1% of land (surface flood)

Bushfire Risk Analysis

Bergalia, New South Wales, has a bergalia has a high bushfire risk due to the surrounding bushland. drier conditions and higher temperatures increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area has a history of bushfires.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Bergalia, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Bergalia including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Bergalia sits within ClimateNest's suburb-level hazard model for bushfire risk. 10.1% of the suburb's land area is mapped in high-risk bushfire zones and 81.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Bergalia.

On ClimateNest's 0–10 suburb hazard index, Bergalia scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Bergalia can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Bergalia located in Regional NSW (postcode 2537), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Bergalia.

Across the six hazard axes ClimateNest models, the dominant climate risk in Bergalia is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Bergalia, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Bergalia are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland
BAL Overlay / ZoneBushfire prone area
Bushfire Prone AreaYes

Historical Events

2020
Major

Significant bushfires impacted the region, causing widespread damage and displacement.

2013
Moderate

Bushfires threatened properties in the area, requiring evacuations.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Implement bushfire management strategies

Immediate

Reduce fuel loads and improve bushfire preparedness in high-risk areas.

Est. cost: Medium

Promote heat-resilient housing

Near-term

Encourage the construction of homes that are better able to withstand heatwaves.

Est. cost: Medium

Protect coastal areas

Long-term

Implement measures to protect coastal areas from erosion and sea level rise.

Est. cost: High

Council & Emergency Services

Eurobodalla Shire Council
Emergency Services

Data last updated: 7 May 2026

Explore Bergalia Risk Reports

Frequently Asked Questions

Is Bergalia in a bushfire prone area?

Parts of Bergalia may be designated as bushfire prone land. Based on available data, Bergalia has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Bergalia?

BAL ratings in Bergalia depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Bergalia?

Yes, properties in bushfire-prone parts of Bergalia may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Bergalia?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Bergalia?

ClimateNest's suburb model rates Bergalia's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Bergalia.

What share of Bergalia is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 10.1% of Bergalia in high-risk zones for surface flood, with a further 79.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Bergalia Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Bergalia, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections