📮 Beryl postcode: 2820

Flood Risk in Beryl, NSW: 2026 Assessment

Beryl, New South Wales· Mid-Western Regional· 2820
Beryl faces a moderate risk of flooding, primarily from heavy rainfall events and nearby creeks. Climate change is expected to increase the intensity of rainfall, potentially exacerbating flood risks.Updated 22 May 2026

Flood Risk Score

4.5/10

Beryl faces a moderate risk of flooding, primarily from heavy rainfall events and nearby creeks. Climate change is expected to increase the intensity of rainfall, potentially exacerbating flood risks.

Key Facts

Flood Risk
Beryl faces a moderate risk of flooding, primarily from heavy rainfall events and nearby creeks. Climate change is expected to increase the intensity of rainfall, potentially exacerbating flood risks.
Trend
increasing
Suburb
Beryl, NSW
Overall Risk
Medium
Postcode
2852
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
18.5% of land (bushfire)

Flood Risk Analysis

Beryl, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that properties near the river have been impacted in the past.

Beryl faces a moderate risk of flooding, primarily from heavy rainfall events and nearby creeks. Climate change is expected to increase the intensity of rainfall, potentially exacerbating flood risks.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Beryl sits within ClimateNest's suburb-level hazard model for flood risk. 7.1% of the suburb's land area is mapped in high-risk flood zones and 76.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Beryl.

On ClimateNest's 0–10 suburb hazard index, Beryl scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Beryl can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Beryl located in Regional NSW (postcode 2852), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Beryl.

Across the six hazard axes ClimateNest models, the dominant climate risk in Beryl is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Beryl, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Beryl are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayCudgegong River
Elevation Range300-350m
Flood Zone ClassificationAreas near the Cudgegong River are prone to flooding.

Historical Events

2010
Moderate

Heavy rainfall caused flooding in low-lying areas of Beryl, impacting several homes and businesses.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood mitigation measures to reduce the impact of heavy rainfall events.

Est. cost: Medium

Bushfire Preparedness

Immediate

Clear vegetation around properties, develop a bushfire survival plan, and stay informed about fire danger ratings.

Est. cost: Low

Heatwave Management

Near-term

Establish cooling centers, provide support for vulnerable residents, and promote energy-efficient building design.

Est. cost: Medium

Water Conservation

Long-term

Implement water restrictions, promote water-efficient appliances, and explore alternative water sources to address drought conditions.

Est. cost: Medium

Council & Emergency Services

Mid-Western Regional Council
Emergency Services

Data last updated: 22 May 2026

Explore Beryl Risk Reports

Frequently Asked Questions

Is Beryl at risk of flooding?

Based on available data, Beryl has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Beryl?

Insurance costs for flood cover in Beryl depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Beryl?

Yes, flood risk can affect property values in Beryl. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Beryl?

Elevation is a critical factor in flood risk. Properties at higher elevations within Beryl typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Beryl?

ClimateNest's suburb model rates Beryl's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Beryl.

What share of Beryl is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.5% of Beryl in high-risk zones for bushfire, with a further 60.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Beryl Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Beryl, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections