Flood Risk in Bombira, NSW: 2026 Assessment

Bombira, New South Wales· UNKNOWN
Bombira faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.Updated 22 May 2026

Flood Risk Score

6.0/10

Bombira faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key Facts

Flood Risk
Bombira faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Trend
increasing
Suburb
Bombira, NSW
Overall Risk
Medium
Postcode
2850
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
13% of land (bushfire)

Flood Risk Analysis

Bombira, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that some areas of Bombira have experienced flooding in the past.

Bombira faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Bombira sits within ClimateNest's suburb-level hazard model for flood risk. 10.8% of the suburb's land area is mapped in high-risk flood zones and 70% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Bombira.

On ClimateNest's 0–10 suburb hazard index, Bombira scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Bombira can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Bombira located in Regional NSW (postcode 2850), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Bombira.

Across the six hazard axes ClimateNest models, the dominant climate risk in Bombira is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Bombira, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Bombira are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayLocal creeks and streams
Elevation RangeVaries across the suburb
Flood Zone ClassificationAreas near waterways are prone to flooding

Historical Events

2010
Moderate

Heavy rainfall caused flooding in low-lying areas of the region, impacting some properties.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in improved drainage systems and flood barriers to protect properties from flooding.

Est. cost: Medium

Implement Heatwave Early Warning System

Immediate

Develop a heatwave early warning system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Bushfire Preparedness

Near-term

Clear vegetation around properties and develop a bushfire survival plan.

Est. cost: Low

Water Conservation Measures

Long-term

Implement water conservation measures to reduce water demand during droughts.

Est. cost: Low

Council & Emergency Services

Mid-Western Regional Council
Emergency Services

Data last updated: 22 May 2026

Explore Bombira Risk Reports

Frequently Asked Questions

Is Bombira at risk of flooding?

Based on available data, Bombira has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Bombira?

Insurance costs for flood cover in Bombira depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Bombira?

Yes, flood risk can affect property values in Bombira. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Bombira?

Elevation is a critical factor in flood risk. Properties at higher elevations within Bombira typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Bombira?

ClimateNest's suburb model rates Bombira's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Bombira.

What share of Bombira is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13% of Bombira in high-risk zones for bushfire, with a further 80.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Bombira Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Bombira, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections