📮 Bombo postcode: 2533

Flood Risk in Bombo, NSW: 2026 Assessment

Bombo, New South Wales· Kiama· 2533
Bombo faces a moderate risk of flooding due to its proximity to the coast and low-lying areas. Increased rainfall intensity and sea-level rise are expected to exacerbate this risk.Updated 18 May 2026

Flood Risk Score

6.5/10

Bombo faces a moderate risk of flooding due to its proximity to the coast and low-lying areas. Increased rainfall intensity and sea-level rise are expected to exacerbate this risk.

Key Facts

Flood Risk
Bombo faces a moderate risk of flooding due to its proximity to the coast and low-lying areas. Increased rainfall intensity and sea-level rise are expected to exacerbate this risk.
Trend
increasing
Suburb
Bombo, NSW
Overall Risk
Medium
Postcode
2533
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
17.5% of land (bushfire)

Flood Risk Analysis

Bombo, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Several properties in Bombo are located within the 1% AEP flood zone.

Bombo faces a moderate risk of flooding due to its proximity to the coast and low-lying areas. Increased rainfall intensity and sea-level rise are expected to exacerbate this risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Bombo sits within ClimateNest's suburb-level hazard model for flood risk. 14.6% of the suburb's land area is mapped in high-risk flood zones and 73.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Bombo.

On ClimateNest's 0–10 suburb hazard index, Bombo scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Bombo can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Bombo located in Coastal NSW (postcode 2533), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Bombo.

Across the six hazard axes ClimateNest models, the dominant climate risk in Bombo is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Bombo, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Bombo are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayBombo Creek
Elevation Range0-20m
Flood Zone ClassificationCoastal floodplain

Historical Events

2020
Moderate

Heavy rainfall caused flash flooding in Bombo, inundating roads and properties.

2011
Moderate

Major flooding event impacted Bombo and surrounding areas, causing property damage and road closures.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: Medium

Implement Heatwave Early Warning System

Immediate

Develop and implement a heatwave early warning system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Protect Coastal Areas

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to reduce the impact of coastal erosion and sea-level rise.

Est. cost: High

Promote Water Conservation

Near-term

Encourage residents to conserve water through education and incentives to reduce demand on water resources during droughts.

Est. cost: Low

Bushfire Preparedness

Immediate

Provide education and resources to residents on how to prepare for and respond to bushfires, including creating firebreaks and developing evacuation plans.

Est. cost: Low

Council & Emergency Services

Kiama Municipal Council
Emergency Services

Data last updated: 18 May 2026

Explore Bombo Risk Reports

Frequently Asked Questions

Is Bombo at risk of flooding?

Based on available data, Bombo has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Bombo?

Insurance costs for flood cover in Bombo depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Bombo?

Yes, flood risk can affect property values in Bombo. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Bombo?

Elevation is a critical factor in flood risk. Properties at higher elevations within Bombo typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Bombo?

ClimateNest's suburb model rates Bombo's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Bombo.

What share of Bombo is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.5% of Bombo in high-risk zones for bushfire, with a further 58% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Bombo Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Bombo, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections