Flood Risk in Bondi, NSW: 2026 Assessment
Flood Risk Score
3.5/10Moderate flood risk — coastal and riverine flooding possible along major waterways
Key Facts
- Flood Risk
- Moderate flood risk — coastal and riverine flooding possible along major waterways
- Trend
- increasing
- Suburb
- Bondi, NSW
- Overall Risk
- Medium
- Postcode
- 2026
- Region
- Greater Sydney
- Median property value
- $1.6 million
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 11.7% of land (bushfire)
Flood Risk Analysis
Bondi, located in New South Wales, has a moderate flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
Flood risk in Bondi is shaped by local topography and catchment characteristics. Even within a single suburb, elevation differences can significantly change flood exposure. Properties near waterways or in low-lying areas warrant closer assessment.
Moderate flood risk — coastal and riverine flooding possible along major waterways
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Bondi sits within ClimateNest's suburb-level hazard model for flood risk. 4.3% of the suburb's land area is mapped in high-risk flood zones and 76.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Bondi.
On ClimateNest's 0–10 suburb hazard index, Bondi scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Bondi can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Bondi located in Greater Sydney (postcode 2026), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Bondi.
Across the six hazard axes ClimateNest models, the dominant climate risk in Bondi is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Bondi, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Bondi are increasingly made with an address-level climate report in hand.
Explore Bondi Risk Reports
Frequently Asked Questions
Is Bondi at risk of flooding?
Based on available data, Bondi has a moderate flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Bondi?
Insurance costs for flood cover in Bondi depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Bondi?
Yes, flood risk can affect property values in Bondi. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Bondi?
Elevation is a critical factor in flood risk. Properties at higher elevations within Bondi typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What are the main climate risks in Bondi?
ClimateNest's suburb model rates Bondi's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Bondi.
What share of Bondi is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 11.7% of Bondi in high-risk zones for bushfire, with a further 78.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Bondi Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Bondi, New South Wales, covering flood, bushfire, sea level rise and more.
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*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections