Flood Risk in Bournewood, NSW: 2026 Assessment

Bournewood, New South Wales
Bournewood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 29 May 2026

Flood Risk Score

6.0/10

Bournewood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Bournewood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Bournewood, NSW
Overall Risk
Medium
Postcode
2868
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
10.7% of land (bushfire)

Flood Risk Analysis

Bournewood, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Some areas near the creek are prone to flash flooding.

Bournewood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Bournewood sits within ClimateNest's suburb-level hazard model for flood risk. 9.5% of the suburb's land area is mapped in high-risk flood zones and 81.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Bournewood.

On ClimateNest's 0–10 suburb hazard index, Bournewood scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Bournewood can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Bournewood located in Regional NSW (postcode 2868), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Bournewood.

Across the six hazard axes ClimateNest models, the dominant climate risk in Bournewood is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Bournewood, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Bournewood are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayLocal Creek
Elevation Range50-70m
Flood Zone ClassificationPartially within flood zone

Historical Events

2011
Moderate

Heavy rainfall caused flash flooding in low-lying areas of Bournewood, resulting in property damage and road closures.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: High

Establish Cooling Centers

Immediate

Create designated cooling centers for vulnerable residents to seek refuge during heatwaves.

Est. cost: Medium

Promote Water Conservation

Long-term

Implement water conservation measures to reduce strain on water resources during prolonged dry periods.

Est. cost: Low

Community Education Programs

Near-term

Educate residents about climate risks and adaptation strategies through workshops and online resources.

Est. cost: Low

Council & Emergency Services

Local Council
Emergency Services

Data last updated: 29 May 2026

Explore Bournewood Risk Reports

Frequently Asked Questions

Is Bournewood at risk of flooding?

Based on available data, Bournewood has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Bournewood?

Insurance costs for flood cover in Bournewood depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Bournewood?

Yes, flood risk can affect property values in Bournewood. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Bournewood?

Elevation is a critical factor in flood risk. Properties at higher elevations within Bournewood typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Bournewood?

ClimateNest's suburb model rates Bournewood's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Bournewood.

What share of Bournewood is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.7% of Bournewood in high-risk zones for bushfire, with a further 75.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Bournewood Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Bournewood, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections