Flood Risk in Brushgrove, NSW: 2026 Assessment
Flood Risk Score
6.8/10Brushgrove is located near the Clarence River and is susceptible to flooding. Riverine flooding can inundate low-lying areas.
Key Facts
- Flood Risk
- Brushgrove is located near the Clarence River and is susceptible to flooding. Riverine flooding can inundate low-lying areas.
- Trend
- increasing
- Suburb
- Brushgrove, NSW
- Overall Risk
- Medium
- Postcode
- 2460
- Region
- Coastal NSW
- Median property value
- $925,000
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 22.9% of land (bushfire)
Flood Risk Analysis
Brushgrove, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
Brushgrove is located on the floodplain of the Clarence River.
Brushgrove is located near the Clarence River and is susceptible to flooding. Riverine flooding can inundate low-lying areas.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Brushgrove sits within ClimateNest's suburb-level hazard model for flood risk. 3.3% of the suburb's land area is mapped in high-risk flood zones and 79.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Brushgrove.
On ClimateNest's 0–10 suburb hazard index, Brushgrove scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Brushgrove can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Brushgrove located in Coastal NSW (postcode 2460), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Brushgrove.
Across the six hazard axes ClimateNest models, the dominant climate risk in Brushgrove is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Brushgrove, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Brushgrove are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Minor flooding along the Clarence River affected some properties in Brushgrove.
Significant flooding of the Clarence River impacted Brushgrove, inundating low-lying areas and causing property damage.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termConstruct levees and improve drainage systems to protect properties from flooding.
Est. cost: High
Enhance Bushfire Preparedness
Near-termImplement bushfire hazard reduction programs and improve community awareness of bushfire safety.
Est. cost: Medium
Develop a Heatwave Management Plan
ImmediateEstablish cooling centers and provide support for vulnerable populations during heatwaves.
Est. cost: Low
Raise Awareness of Climate Risks
Long-termConduct community workshops and distribute educational materials on climate change and its impacts.
Est. cost: Low
Council & Emergency Services
Explore Brushgrove Risk Reports
View other climate risk assessments for Brushgrove:
Frequently Asked Questions
Is Brushgrove at risk of flooding?
Based on available data, Brushgrove has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Brushgrove?
Insurance costs for flood cover in Brushgrove depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Brushgrove?
Yes, flood risk can affect property values in Brushgrove. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Brushgrove?
Elevation is a critical factor in flood risk. Properties at higher elevations within Brushgrove typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What are the main climate risks in Brushgrove?
ClimateNest's suburb model rates Brushgrove's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Brushgrove.
What share of Brushgrove is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 22.9% of Brushgrove in high-risk zones for bushfire, with a further 60.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Brushgrove Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Brushgrove, New South Wales, covering flood, bushfire, sea level rise and more.
What A$69 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections