Bushfire Risk in Brushy Creek, NSW: 2026 Assessment

Brushy Creek, New South Wales· UNKNOWN
The bushfire risk in Brushy Creek is moderate, influenced by surrounding vegetation and dry conditions. Climate change is projected to increase the frequency and intensity of bushfires.Updated 9 May 2026

Bushfire Risk Score

4.2/10

The bushfire risk in Brushy Creek is moderate, influenced by surrounding vegetation and dry conditions. Climate change is projected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
The bushfire risk in Brushy Creek is moderate, influenced by surrounding vegetation and dry conditions. Climate change is projected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Brushy Creek, NSW
Overall Risk
Medium
Postcode
2365
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
6.3% of land (bushfire)

Bushfire Risk Analysis

Brushy Creek, New South Wales, has a the bushfire risk in brushy creek is moderate, influenced by surrounding vegetation and dry conditions. climate change is projected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Properties bordering bushland are at higher risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Brushy Creek, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Brushy Creek including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Brushy Creek sits within ClimateNest's suburb-level hazard model for bushfire risk. 6.3% of the suburb's land area is mapped in high-risk bushfire zones and 67.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Brushy Creek.

On ClimateNest's 0–10 suburb hazard index, Brushy Creek scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Brushy Creek can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Brushy Creek located in Coastal NSW (postcode 2365), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Brushy Creek.

Across the six hazard axes ClimateNest models, the dominant climate risk in Brushy Creek is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Brushy Creek, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Brushy Creek are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneCheck NSW RFS website
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires impacted areas near Brushy Creek, causing property damage.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Bushfire Mitigation Measures

Near-term

Implement bushfire mitigation measures, such as vegetation management and fire breaks, to protect properties.

Est. cost: Medium

Heatwave Preparedness Plan

Immediate

Develop a heatwave preparedness plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Awareness Programs

Long-term

Conduct community awareness programs to educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 9 May 2026

Explore Brushy Creek Risk Reports

Frequently Asked Questions

Is Brushy Creek in a bushfire prone area?

Parts of Brushy Creek may be designated as bushfire prone land. Based on available data, Brushy Creek has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Brushy Creek?

BAL ratings in Brushy Creek depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Brushy Creek?

Yes, properties in bushfire-prone parts of Brushy Creek may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Brushy Creek?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Brushy Creek?

ClimateNest's suburb model rates Brushy Creek's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Brushy Creek.

What share of Brushy Creek is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 6.3% of Brushy Creek in high-risk zones for bushfire, with a further 67.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Brushy Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Brushy Creek, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections