📮 Bungendore postcode: 2621

Flood Risk in Bungendore, NSW: 2026 Assessment

Bungendore, New South Wales· Queanbeyan-Palerang Regional· 2621
Bungendore faces a moderate risk of flooding due to its proximity to the Molonglo River and local creeks. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.Updated 24 May 2026

Flood Risk Score

6.0/10

Bungendore faces a moderate risk of flooding due to its proximity to the Molonglo River and local creeks. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
Bungendore faces a moderate risk of flooding due to its proximity to the Molonglo River and local creeks. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
Bungendore, NSW
Overall Risk
Medium
Postcode
2621
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
22.9% of land (bushfire)

Flood Risk Analysis

Bungendore, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted properties near the river. Council is undertaking studies to improve flood management.

Bungendore faces a moderate risk of flooding due to its proximity to the Molonglo River and local creeks. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Bungendore sits within ClimateNest's suburb-level hazard model for flood risk. 9.5% of the suburb's land area is mapped in high-risk flood zones and 80.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Bungendore.

On ClimateNest's 0–10 suburb hazard index, Bungendore scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Bungendore can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Bungendore located in Regional NSW (postcode 2621), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Bungendore.

Across the six hazard axes ClimateNest models, the dominant climate risk in Bungendore is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Bungendore, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Bungendore are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayMolonglo River
Elevation Range670-700m
Flood Zone ClassificationAreas near the Molonglo River are designated as flood zones.

Historical Events

2010
Moderate

Heavy rainfall caused the Molonglo River to flood, impacting low-lying areas of Bungendore.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and construct flood levees to protect properties from flooding.

Est. cost: High

Enhance Bushfire Preparedness

Immediate

Implement stricter building codes for bushfire-prone areas and conduct regular hazard reduction burns.

Est. cost: Medium

Develop Heatwave Management Plan

Near-term

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Promote Water Conservation

Long-term

Implement water restrictions and encourage water-efficient practices to address drought conditions.

Est. cost: Low

Community Education Programs

Near-term

Educate residents about climate risks and preparedness measures through workshops and online resources.

Est. cost: Low

Council & Emergency Services

Queanbeyan-Palerang Regional Council
Emergency Services

Data last updated: 24 May 2026

Explore Bungendore Risk Reports

Frequently Asked Questions

Is Bungendore at risk of flooding?

Based on available data, Bungendore has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Bungendore?

Insurance costs for flood cover in Bungendore depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Bungendore?

Yes, flood risk can affect property values in Bungendore. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Bungendore?

Elevation is a critical factor in flood risk. Properties at higher elevations within Bungendore typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Bungendore?

ClimateNest's suburb model rates Bungendore's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Bungendore.

What share of Bungendore is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 22.9% of Bungendore in high-risk zones for bushfire, with a further 57.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Bungendore Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Bungendore, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections