Flood Risk in Bungonia, NSW: 2026 Assessment
Flood Risk Score
6.5/10Bungonia faces a moderate risk of flooding, primarily from heavy rainfall events and the nearby Shoalhaven River. Local topography can exacerbate flood conditions.
Key Facts
- Flood Risk
- Bungonia faces a moderate risk of flooding, primarily from heavy rainfall events and the nearby Shoalhaven River. Local topography can exacerbate flood conditions.
- Trend
- increasing
- Suburb
- Bungonia, NSW
- Overall Risk
- High
- Postcode
- 2580
- Region
- Regional NSW
- Median property value
- $550,000
- Dominant hazard
- extreme heat (6/10)
- Highest high-risk exposure
- 23.6% of land (bushfire)
Flood Risk Analysis
Bungonia, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
Historical flood data indicates that Bungonia has experienced several significant flood events in the past.
Bungonia faces a moderate risk of flooding, primarily from heavy rainfall events and the nearby Shoalhaven River. Local topography can exacerbate flood conditions.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Bungonia sits within ClimateNest's suburb-level hazard model for flood risk. 7.8% of the suburb's land area is mapped in high-risk flood zones and 64.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Bungonia.
On ClimateNest's 0–10 suburb hazard index, Bungonia scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Bungonia can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Bungonia located in Regional NSW (postcode 2580), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Bungonia.
Across the six hazard axes ClimateNest models, the dominant climate risk in Bungonia is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Bungonia, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Bungonia are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Heavy rainfall caused the Shoalhaven River to flood, impacting low-lying areas in Bungonia.
Adaptation & Mitigation Actions
Improve Bushfire Preparedness
ImmediateClear vegetation around properties, develop a bushfire survival plan, and ensure adequate insurance coverage.
Est. cost: Low
Upgrade Flood Defenses
Near-termInstall flood barriers, elevate electrical systems, and ensure proper drainage around buildings.
Est. cost: Medium
Implement Heatwave Action Plan
Near-termEstablish cooling centers, provide public education on heat safety, and ensure access to water and shade.
Est. cost: Low
Invest in Water Management
Long-termImprove water storage capacity, implement water conservation measures, and explore alternative water sources.
Est. cost: High
Council & Emergency Services
Explore Bungonia Risk Reports
View other climate risk assessments for Bungonia:
Frequently Asked Questions
Is Bungonia at risk of flooding?
Based on available data, Bungonia has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Bungonia?
Insurance costs for flood cover in Bungonia depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Bungonia?
Yes, flood risk can affect property values in Bungonia. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Bungonia?
Elevation is a critical factor in flood risk. Properties at higher elevations within Bungonia typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What are the main climate risks in Bungonia?
ClimateNest's suburb model rates Bungonia's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Bungonia.
What share of Bungonia is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 23.6% of Bungonia in high-risk zones for bushfire, with a further 57.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Bungonia Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Bungonia, New South Wales, covering flood, bushfire, sea level rise and more.
What A$69 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections