📮 Bungwahl postcode: 2423

Is Bungwahl, NSW Climate Safe? 2026 Assessment

Bungwahl, New South Wales· MidCoast· 2423
Moderate climate risk — address-specificUpdated 8 May 2026

Climate Safety Score

5.5/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Bungwahl faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Bushfire
Bungwahl has a high bushfire risk due to its location surrounded by bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
Heat
Bungwahl experiences moderate heat risk, with increasing average temperatures. More frequent and intense heatwaves are expected in the future.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2423
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
23.2% of land (bushfire)

Climate Safety Analysis

Bungwahl in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Bungwahl's climate safety include flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Bungwahl is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Bungwahl including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Bungwahl located in Coastal NSW (postcode 2423), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Bungwahl.

Across the six hazard axes ClimateNest models, the dominant climate risk in Bungwahl is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Bungwahl, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Bungwahl are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandSurrounded by bushland
BAL OverlayBungwahl is located within a designated bushfire prone area.
Nearest WaterwayMyall River
Flood ZoneAreas near the Myall River are prone to flooding.
Avg January Max30.5 °C

Historical Events

2019
Major

The 2019 bushfires significantly impacted the region, with widespread property damage and evacuations.

2017
Moderate

A severe storm caused damage to property and infrastructure in Bungwahl.

2013
Moderate

Heavy rainfall caused the Myall River to flood, inundating low-lying areas of Bungwahl.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and construct flood levees to protect properties from inundation.

Est. cost: Medium

Bushfire Preparedness

Immediate

Implement regular hazard reduction burns and educate residents on bushfire safety measures.

Est. cost: Low

Heatwave Action Plan

Near-term

Develop a community heatwave action plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Coastal Management Strategy

Long-term

Develop and implement a coastal management strategy to address sea level rise and erosion risks.

Est. cost: High

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 May 2026

Explore Bungwahl Risk Reports

Frequently Asked Questions

Is Bungwahl safe from climate change?

No location in Australia is entirely immune to climate change impacts. Bungwahl has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Bungwahl?

The dominant hazard for Bungwahl depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Bungwahl compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Bungwahl?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Bungwahl?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Bungwahl.

What are the main climate risks in Bungwahl?

ClimateNest's suburb model rates Bungwahl's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Bungwahl.

What share of Bungwahl is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 23.2% of Bungwahl in high-risk zones for bushfire, with a further 48.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Bungwahl Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Bungwahl, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections