Bushfire Risk in Busbys Flat, NSW: 2026 Assessment

Busbys Flat, New South Wales· UNKNOWN
Busbys Flat faces a high bushfire risk due to its proximity to bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.Updated 3 May 2026

Bushfire Risk Score

7.0/10

Busbys Flat faces a high bushfire risk due to its proximity to bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Busbys Flat faces a high bushfire risk due to its proximity to bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Busbys Flat, NSW
Overall Risk
Medium
Postcode
2469
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
14% of land (bushfire)

Bushfire Risk Analysis

Busbys Flat, New South Wales, has a busbys flat faces a high bushfire risk due to its proximity to bushland. hotter, drier conditions are projected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as bushfire prone, requiring specific building standards for new construction.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Busbys Flat, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Busbys Flat including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Busbys Flat sits within ClimateNest's suburb-level hazard model for bushfire risk. 14% of the suburb's land area is mapped in high-risk bushfire zones and 78.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Busbys Flat.

On ClimateNest's 0–10 suburb hazard index, Busbys Flat scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Busbys Flat can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Busbys Flat located in Coastal NSW (postcode 2469), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Busbys Flat.

Across the six hazard axes ClimateNest models, the dominant climate risk in Busbys Flat is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Busbys Flat, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Busbys Flat are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneRFS Bushfire Prone Land
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires threatened properties in the area, requiring evacuations.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Bushfire Mitigation Measures

Immediate

Implement bushfire mitigation measures, such as controlled burns and vegetation management, to reduce fuel loads.

Est. cost: Medium

Heatwave Preparedness Plan

Near-term

Develop a community heatwave preparedness plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Education Programs

Long-term

Conduct community education programs to raise awareness of climate risks and promote preparedness.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 3 May 2026

Explore Busbys Flat Risk Reports

Frequently Asked Questions

Is Busbys Flat in a bushfire prone area?

Parts of Busbys Flat may be designated as bushfire prone land. Based on available data, Busbys Flat has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Busbys Flat?

BAL ratings in Busbys Flat depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Busbys Flat?

Yes, properties in bushfire-prone parts of Busbys Flat may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Busbys Flat?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Busbys Flat?

ClimateNest's suburb model rates Busbys Flat's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Busbys Flat.

What share of Busbys Flat is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14% of Busbys Flat in high-risk zones for bushfire, with a further 78.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Busbys Flat Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Busbys Flat, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections