Bushfire Risk in Cadgee, NSW: 2026 Assessment
Bushfire Risk Score
6.0/10The bushfire risk in Cadgee is relatively high due to the proximity of bushland and prevailing dry conditions during summer. Increased temperatures and drier vegetation contribute to the risk.
Key Facts
- Bushfire Risk
- The bushfire risk in Cadgee is relatively high due to the proximity of bushland and prevailing dry conditions during summer. Increased temperatures and drier vegetation contribute to the risk.
- Trend
- increasing
- Suburb
- Cadgee, NSW
- Overall Risk
- Medium
- Postcode
- 2545
- Region
- Regional NSW
- Median property value
- $550,000
- Dominant hazard
- extreme heat (6/10)
- Highest high-risk exposure
- 18.2% of land (bushfire)
Bushfire Risk Analysis
Cadgee, New South Wales, has a the bushfire risk in cadgee is relatively high due to the proximity of bushland and prevailing dry conditions during summer. increased temperatures and drier vegetation contribute to the risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.
The area is designated as bushfire prone, requiring specific building standards for new constructions.
CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Cadgee, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.
Use ClimateNest for a complete address-level bushfire risk report for Cadgee including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.
Cadgee sits within ClimateNest's suburb-level hazard model for bushfire risk. 18.2% of the suburb's land area is mapped in high-risk bushfire zones and 69.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cadgee.
On ClimateNest's 0–10 suburb hazard index, Cadgee scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Cadgee can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Cadgee located in Regional NSW (postcode 2545), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cadgee.
Across the six hazard axes ClimateNest models, the dominant climate risk in Cadgee is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Cadgee, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cadgee are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
The 2019-2020 bushfires significantly impacted the region, with widespread property damage and evacuations.
Adaptation & Mitigation Actions
Improve drainage infrastructure
Near-termUpgrade drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.
Est. cost: Medium
Implement bushfire management strategies
ImmediateConduct regular fuel reduction burns and maintain firebreaks to reduce the risk of bushfires.
Est. cost: Medium
Develop a heatwave response plan
Near-termEstablish cooling centers and provide information to vulnerable populations on how to stay safe during heatwaves.
Est. cost: Low
Promote water conservation
Long-termEncourage residents to conserve water and implement water-efficient landscaping practices to reduce water stress during droughts.
Est. cost: Low
Council & Emergency Services
Explore Cadgee Risk Reports
View other climate risk assessments for Cadgee:
Frequently Asked Questions
Is Cadgee in a bushfire prone area?
Parts of Cadgee may be designated as bushfire prone land. Based on available data, Cadgee has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.
What BAL rating applies to properties in Cadgee?
BAL ratings in Cadgee depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.
Does bushfire risk affect insurance in Cadgee?
Yes, properties in bushfire-prone parts of Cadgee may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.
What bushfire mitigation measures help protect homes in Cadgee?
Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.
What are the main climate risks in Cadgee?
ClimateNest's suburb model rates Cadgee's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cadgee.
What share of Cadgee is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 18.2% of Cadgee in high-risk zones for bushfire, with a further 69.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Cadgee Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Cadgee, New South Wales, covering flood, bushfire, sea level rise and more.
What A$69 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections