Bushfire Risk in Cadia, NSW: 2026 Assessment
Bushfire Risk Score
6.0/10Cadia faces a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
Key Facts
- Bushfire Risk
- Cadia faces a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
- Trend
- increasing
- Suburb
- Cadia, NSW
- Overall Risk
- Medium
- Postcode
- 2800
- Region
- Regional NSW
- Median property value
- $550,000
- Dominant hazard
- extreme heat (6/10)
- Highest high-risk exposure
- 10.5% of land (surface flood)
Bushfire Risk Analysis
Cadia, New South Wales, has a cadia faces a moderate bushfire risk due to surrounding vegetation. drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.
Residents should maintain firebreaks and have a bushfire survival plan.
CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Cadia, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.
Use ClimateNest for a complete address-level bushfire risk report for Cadia including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.
Cadia sits within ClimateNest's suburb-level hazard model for bushfire risk. 8.8% of the suburb's land area is mapped in high-risk bushfire zones and 70.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cadia.
On ClimateNest's 0–10 suburb hazard index, Cadia scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Cadia can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Cadia located in Regional NSW (postcode 2800), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cadia.
Across the six hazard axes ClimateNest models, the dominant climate risk in Cadia is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Cadia, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cadia are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
The Black Summer bushfires significantly impacted the region, causing widespread damage and loss.
Bushfires impacted the region, causing property damage and evacuations.
Adaptation & Mitigation Actions
Improve Drainage Infrastructure
Near-termUpgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.
Est. cost: Medium
Bushfire Mitigation
ImmediateImplement bushfire mitigation measures, such as controlled burns and vegetation management, to reduce fuel load.
Est. cost: Medium
Heatwave Preparedness
Near-termDevelop a heatwave preparedness plan, including public cooling centers and community outreach programs.
Est. cost: Low
Community Education
Long-termEducate residents about climate risks and adaptation strategies through workshops and online resources.
Est. cost: Low
Council & Emergency Services
Explore Cadia Risk Reports
View other climate risk assessments for Cadia:
Frequently Asked Questions
Is Cadia in a bushfire prone area?
Parts of Cadia may be designated as bushfire prone land. Based on available data, Cadia has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.
What BAL rating applies to properties in Cadia?
BAL ratings in Cadia depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.
Does bushfire risk affect insurance in Cadia?
Yes, properties in bushfire-prone parts of Cadia may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.
What bushfire mitigation measures help protect homes in Cadia?
Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.
What are the main climate risks in Cadia?
ClimateNest's suburb model rates Cadia's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cadia.
What share of Cadia is exposed to high surface flood risk?
ClimateNest's hazard overlay maps 10.5% of Cadia in high-risk zones for surface flood, with a further 84% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Cadia Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Cadia, New South Wales, covering flood, bushfire, sea level rise and more.
What A$69 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections