Climate Risk in Calderwood, NSW

Calderwood, New South Wales· Shellharbour· 2527
Medium Risk
Updated May 2026

Calderwood faces moderate risks from flooding, bushfires, and heatwaves. Climate change is expected to exacerbate these risks in the future, requiring proactive adaptation measures.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
7.0
Heat
4.5
Coastal
1.0

Climate Hazard Breakdown for Calderwood

increasing

Flood

65/100

Calderwood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to localised flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
increasing

Bushfire

70/100

Calderwood has a high bushfire risk due to its location near bushland. Dry conditions and strong winds can exacerbate the risk during bushfire season.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

45/100

Calderwood experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected in the future.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect
stable

Coastal

10/100

Calderwood has a low coastal risk due to its distance from the coastline. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Sea level rise
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Calderwood

Detailed Hazard Analysis

heat Risk

45/100

Calderwood experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected in the future.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect

Projections (RCP8.5)

2030

5.0

2050

5.5

Data source

flood Risk

65/100

Calderwood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to localised flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Calderwood has a low coastal risk due to its distance from the coastline. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Sea level rise

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

70/100

Calderwood has a high bushfire risk due to its location near bushland. Dry conditions and strong winds can exacerbate the risk during bushfire season.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
  • ·Climate change

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the elevated risk of flooding and bushfires.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to flooding and bushfires.
  • 3.Inquire about insurance costs and coverage.
  • 4.Consider the long-term impacts of climate change on property value.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Albion Park Creek
Elevation Range
20-50 meters
Flood Zone
Areas near Albion Park Creek are prone to flooding.

Historical flood data indicates that some properties in Calderwood have experienced flooding in the past.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland reserves
Planning Overlay
RFS Bush Fire Prone Land Map
Bushfire Prone Area
Yes

Many properties in Calderwood are located in designated bushfire prone areas.

Heat Evidence

Avg January Max Temp
27.5°C
Heat Stress Days/Year
3 days

The number of days exceeding 35°C is projected to increase in the future.

Coastal Evidence

Distance to Coast
8 km
Sea Level Rise Exposure
Low exposure
Erosion Risk
Low risk

Historical Climate Events

2011
floodModerate

Heavy rainfall caused localised flooding in Calderwood, affecting some residential properties.

Source
2013
bushfireModerate

A bushfire near Calderwood threatened properties, requiring residents to evacuate.

Source
2017
floodMinor

Minor flooding occurred in low-lying areas of Calderwood due to heavy rainfall.

Source
2020
bushfireMajor

The 2019-2020 bushfires impacted the region, with smoke and air quality affecting Calderwood residents.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire707.5(+0.5)8.0(+1.0)
heat454.8(+0.3)5.2(+0.7)
coastal101.01.0

By 2030, Calderwood is projected to experience a moderate increase in flood and bushfire risk, along with a slight increase in heat risk. Coastal risks are expected to remain low.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defences

Near-term

Construct levees and drainage systems to protect properties from flooding.

Est. cost: High

Learn more

Bushfire Mitigation

Immediate

Implement bushfire mitigation measures, such as vegetation management and fire breaks.

Est. cost: Medium

Learn more

Heatwave Preparedness

Near-term

Develop a heatwave preparedness plan and establish cooling centers for vulnerable residents.

Est. cost: Low

Learn more

Community Education

Long-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Learn more

About Calderwood's Climate Risk Profile

Calderwood, located in the Shellharbour region of New South Wales, is susceptible to a range of climate-related risks. The suburb's proximity to waterways and bushland increases its vulnerability to flooding and bushfires, respectively. Rising temperatures and more frequent heatwaves also pose a threat to the community.

Flooding is a significant concern for Calderwood, particularly during periods of heavy rainfall. The local waterways can overflow, inundating low-lying areas and causing damage to property. Climate change is projected to increase the intensity of rainfall events, further exacerbating the risk of flooding.

Bushfires are another major threat to Calderwood, especially during the dry summer months. The surrounding bushland provides ample fuel for fires, and strong winds can quickly spread flames towards residential areas. Climate change is expected to increase the frequency and severity of bushfires, posing a greater risk to the community.

Heatwaves are becoming more common and intense in Calderwood, posing a health risk to vulnerable populations, such as the elderly and those with chronic illnesses. Rising temperatures can also strain infrastructure, such as power grids and transportation systems. Climate change is driving the increase in heatwaves, making it essential to implement adaptation measures to protect the community.

While coastal risks are relatively low due to the suburb's distance from the coast, it's important to consider the interconnectedness of climate impacts. Changes in weather patterns and extreme events can still indirectly affect Calderwood. Proactive planning and community engagement are crucial to building resilience and mitigating the impacts of climate change in Calderwood.

Data sources: BOM · CSIRO · NSW SES · NSW RFS

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Calderwood?

Calderwood faces risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

How will climate change affect property values in Calderwood?

Properties in high-risk areas may experience a decrease in value due to increased insurance costs and potential damage from extreme events.

What is the council doing to address climate change in Calderwood?

Shellharbour City Council is developing and implementing climate adaptation strategies to reduce the risks from flooding, bushfires, and heatwaves.

How can I prepare my home for flooding in Calderwood?

You can prepare your home by installing flood barriers, elevating appliances, and ensuring proper drainage.

What should I do during a bushfire in Calderwood?

During a bushfire, follow the advice of emergency services, evacuate if necessary, and protect your home by clearing vegetation and having a bushfire survival plan.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections