Flood Risk in Cambewarra Village, NSW: 2026 Assessment

Cambewarra Village, New South Wales· UNKNOWN
Cambewarra Village faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.Updated 25 May 2026

Flood Risk Score

6.5/10

Cambewarra Village faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Cambewarra Village faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Cambewarra Village, NSW
Overall Risk
Medium
Postcode
2540
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
12% of land (bushfire)

Flood Risk Analysis

Cambewarra Village, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local flood studies indicate potential for inundation in low-lying areas following heavy rainfall.

Cambewarra Village faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Cambewarra Village sits within ClimateNest's suburb-level hazard model for flood risk. 10.2% of the suburb's land area is mapped in high-risk flood zones and 83.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cambewarra Village.

On ClimateNest's 0–10 suburb hazard index, Cambewarra Village scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Cambewarra Village can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Cambewarra Village located in Regional NSW (postcode 2540), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cambewarra Village.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cambewarra Village is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cambewarra Village, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cambewarra Village are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayCambewarra Creek
Elevation Range50-100m
Flood Zone ClassificationLow to moderate risk areas identified

Historical Events

2020
Moderate

Heavy rainfall caused localized flooding in Cambewarra Village, disrupting traffic and affecting some properties.

2011
Moderate

Major flooding in the Shoalhaven region impacted Cambewarra Village, causing property damage and road closures.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood barriers to protect properties from inundation.

Est. cost: Medium

Bushfire Preparedness

Immediate

Clear vegetation around properties, develop evacuation plans, and participate in community fire safety programs.

Est. cost: Low

Heatwave Management

Near-term

Establish cooling centers, provide public education on heat safety, and ensure access to healthcare for vulnerable populations.

Est. cost: Medium

Water Conservation

Long-term

Implement water-saving measures in homes and businesses to reduce demand during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Shoalhaven City Council
Emergency Services

Data last updated: 25 May 2026

Explore Cambewarra Village Risk Reports

Frequently Asked Questions

Is Cambewarra Village at risk of flooding?

Based on available data, Cambewarra Village has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Cambewarra Village?

Insurance costs for flood cover in Cambewarra Village depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Cambewarra Village?

Yes, flood risk can affect property values in Cambewarra Village. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Cambewarra Village?

Elevation is a critical factor in flood risk. Properties at higher elevations within Cambewarra Village typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Cambewarra Village?

ClimateNest's suburb model rates Cambewarra Village's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cambewarra Village.

What share of Cambewarra Village is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12% of Cambewarra Village in high-risk zones for bushfire, with a further 65.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Cambewarra Village Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cambewarra Village, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections