Bushfire Risk in Cambewarra, NSW: 2026 Assessment

Cambewarra, New South Wales· UNKNOWN
Cambewarra has a high bushfire risk due to its location near bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.Updated 25 May 2026

Bushfire Risk Score

7.0/10

Cambewarra has a high bushfire risk due to its location near bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Cambewarra has a high bushfire risk due to its location near bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Cambewarra, NSW
Overall Risk
Medium
Postcode
2540
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
15.5% of land (bushfire)

Bushfire Risk Analysis

Cambewarra, New South Wales, has a cambewarra has a high bushfire risk due to its location near bushland. drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as bushfire prone, requiring specific building standards for new developments.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Cambewarra, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Cambewarra including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Cambewarra sits within ClimateNest's suburb-level hazard model for bushfire risk. 15.5% of the suburb's land area is mapped in high-risk bushfire zones and 74.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cambewarra.

On ClimateNest's 0–10 suburb hazard index, Cambewarra scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Cambewarra can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Cambewarra located in Regional NSW (postcode 2540), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cambewarra.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cambewarra is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cambewarra, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cambewarra are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2019
Major

Severe bushfires impacted the region, with significant smoke haze affecting Cambewarra.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Enhance Bushfire Preparedness

Immediate

Implement bushfire management strategies, including fuel reduction, community education, and improved fire response capabilities.

Est. cost: Medium

Develop Heatwave Response Plan

Near-term

Create a plan to protect vulnerable populations during heatwaves, including cooling centers, public awareness campaigns, and health services support.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Shoalhaven City Council
Emergency Services

Data last updated: 25 May 2026

Explore Cambewarra Risk Reports

Frequently Asked Questions

Is Cambewarra in a bushfire prone area?

Parts of Cambewarra may be designated as bushfire prone land. Based on available data, Cambewarra has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Cambewarra?

BAL ratings in Cambewarra depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Cambewarra?

Yes, properties in bushfire-prone parts of Cambewarra may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Cambewarra?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Cambewarra?

ClimateNest's suburb model rates Cambewarra's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cambewarra.

What share of Cambewarra is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.5% of Cambewarra in high-risk zones for bushfire, with a further 74.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Cambewarra Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cambewarra, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections