Bushfire Risk in Cambra, NSW: 2026 Assessment

Cambra, New South Wales· UNKNOWN
Cambra has a high bushfire risk due to its proximity to bushland and prevailing dry conditions during the fire season. The risk is exacerbated by increasing temperatures and prolonged droughts.Updated 6 May 2026

Bushfire Risk Score

6.0/10

Cambra has a high bushfire risk due to its proximity to bushland and prevailing dry conditions during the fire season. The risk is exacerbated by increasing temperatures and prolonged droughts.

Key Facts

Bushfire Risk
Cambra has a high bushfire risk due to its proximity to bushland and prevailing dry conditions during the fire season. The risk is exacerbated by increasing temperatures and prolonged droughts.
Trend
increasing
Suburb
Cambra, NSW
Overall Risk
Medium
Postcode
2420
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
12.7% of land (bushfire)

Bushfire Risk Analysis

Cambra, New South Wales, has a cambra has a high bushfire risk due to its proximity to bushland and prevailing dry conditions during the fire season. the risk is exacerbated by increasing temperatures and prolonged droughts. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Check RFS website for specific property risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Cambra, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Cambra including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Cambra sits within ClimateNest's suburb-level hazard model for bushfire risk. 12.7% of the suburb's land area is mapped in high-risk bushfire zones and 61.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cambra.

On ClimateNest's 0–10 suburb hazard index, Cambra scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Cambra can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Cambra located in Coastal NSW (postcode 2420), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cambra.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cambra is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cambra, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cambra are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneRFS bushfire prone area map
Bushfire Prone AreaYes

Historical Events

2019
Major

Severe bushfires impacted the region, causing property damage and evacuations.

2013
Moderate

Bushfires threatened properties in the area, requiring firefighting efforts.

Adaptation & Mitigation Actions

Improve building standards for bushfire resilience

Immediate

Implement stricter building codes to ensure new and existing buildings are better protected from bushfires.

Est. cost: High

Upgrade drainage infrastructure to mitigate flood risk

Near-term

Invest in upgrading drainage systems to improve their capacity to handle increased rainfall and reduce the risk of flooding.

Est. cost: High

Develop a heatwave management plan

Immediate

Create a comprehensive plan to protect vulnerable populations during heatwaves, including establishing cooling centers and providing public awareness campaigns.

Est. cost: Medium

Promote water conservation measures

Long-term

Encourage residents and businesses to adopt water-saving practices to reduce water stress during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 6 May 2026

Explore Cambra Risk Reports

Frequently Asked Questions

Is Cambra in a bushfire prone area?

Parts of Cambra may be designated as bushfire prone land. Based on available data, Cambra has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Cambra?

BAL ratings in Cambra depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Cambra?

Yes, properties in bushfire-prone parts of Cambra may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Cambra?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Cambra?

ClimateNest's suburb model rates Cambra's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cambra.

What share of Cambra is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.7% of Cambra in high-risk zones for bushfire, with a further 61.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Cambra Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cambra, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections