📮 Cambridge Gardens postcode: 2747

Is Cambridge Gardens, NSW Climate Safe? 2026 Assessment

Cambridge Gardens, New South Wales· Penrith· 2747
Moderate climate risk — address-specificUpdated 4 Apr 2026

Climate Safety Score

5.8/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Cambridge Gardens faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Intense rainfall events can lead to localized flooding.
Bushfire
The suburb has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.
Heat
Cambridge Gardens is susceptible to heatwaves, with increasing average temperatures posing a risk to vulnerable populations. Urban heat island effect exacerbates the problem.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2747
Region
Greater Sydney
Median property value
$1.6 million
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
14.7% of land (bushfire)

Climate Safety Analysis

Cambridge Gardens in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Cambridge Gardens's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Cambridge Gardens is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Cambridge Gardens including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Cambridge Gardens located in Greater Sydney (postcode 2747), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cambridge Gardens.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cambridge Gardens is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cambridge Gardens, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cambridge Gardens are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves
BAL OverlayRFS Bush Fire Prone Land Map
Nearest WaterwayNepean River
Flood ZoneLow to Moderate
Avg January Max32.5 °C

Historical Events

2020
Moderate

Heavy rainfall caused flash flooding in parts of Cambridge Gardens, affecting local businesses and residences.

2017
Moderate

Prolonged heatwave conditions led to increased hospital admissions and strain on infrastructure in Western Sydney, including Cambridge Gardens.

2013
Minor

A bushfire near Cambridge Gardens caused smoke haze and required firefighting efforts to contain the blaze.

2011
Moderate

Significant flooding occurred in the Penrith region, impacting Cambridge Gardens with road closures and property damage.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: Medium

Implement Heatwave Early Warning System

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on staying safe.

Est. cost: Low

Community Bushfire Preparedness Programs

Near-term

Conduct workshops and training sessions to educate residents on bushfire safety and preparedness.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage residents to conserve water through rebates and educational campaigns to reduce strain on water resources during droughts.

Est. cost: Low

Council & Emergency Services

Penrith City Council
Emergency Services

Data last updated: 4 April 2026

Explore Cambridge Gardens Risk Reports

Frequently Asked Questions

Is Cambridge Gardens safe from climate change?

No location in Australia is entirely immune to climate change impacts. Cambridge Gardens has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Cambridge Gardens?

The dominant hazard for Cambridge Gardens depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Cambridge Gardens compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Cambridge Gardens?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Cambridge Gardens?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Cambridge Gardens.

What are the main climate risks in Cambridge Gardens?

ClimateNest's suburb model rates Cambridge Gardens's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cambridge Gardens.

What share of Cambridge Gardens is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.7% of Cambridge Gardens in high-risk zones for bushfire, with a further 74.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Cambridge Gardens Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cambridge Gardens, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections