📮 Cambridge Park postcode: 2747

Flood Risk in Cambridge Park, NSW: 2026 Assessment

Cambridge Park, New South Wales· Penrith· 2747
Cambridge Park faces a moderate risk of flooding due to its proximity to the Nepean River and local creeks. Climate change is expected to increase rainfall intensity, potentially worsening flood events.Updated 8 Mar 2026

Flood Risk Score

6.0/10

Cambridge Park faces a moderate risk of flooding due to its proximity to the Nepean River and local creeks. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key Facts

Flood Risk
Cambridge Park faces a moderate risk of flooding due to its proximity to the Nepean River and local creeks. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Trend
increasing
Suburb
Cambridge Park, NSW
Overall Risk
Medium
Postcode
2747
Region
Greater Sydney
Median property value
$1.6 million
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
22% of land (bushfire)

Flood Risk Analysis

Cambridge Park, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Some areas of Cambridge Park are located within designated flood zones.

Cambridge Park faces a moderate risk of flooding due to its proximity to the Nepean River and local creeks. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Cambridge Park sits within ClimateNest's suburb-level hazard model for flood risk. 3.2% of the suburb's land area is mapped in high-risk flood zones and 69.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cambridge Park.

On ClimateNest's 0–10 suburb hazard index, Cambridge Park scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Cambridge Park can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Cambridge Park located in Greater Sydney (postcode 2747), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cambridge Park.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cambridge Park is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cambridge Park, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cambridge Park are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayNepean River
Elevation Range20-40m
Flood Zone ClassificationYes

Historical Events

2020
Moderate

Heavy rainfall caused flash flooding in some parts of Cambridge Park.

1990
Moderate

The Nepean River flooded, impacting low-lying areas of Cambridge Park.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as improved drainage systems and levees.

Est. cost: High

Bushfire Preparedness

Near-term

Implement bushfire management strategies, including hazard reduction burns and community education programs.

Est. cost: Medium

Heatwave Action Plan

Immediate

Develop and implement a heatwave action plan to protect vulnerable populations, including cooling centers and public awareness campaigns.

Est. cost: Low

Sustainable Urban Planning

Long-term

Promote sustainable urban planning practices to reduce the urban heat island effect and improve resilience to climate change.

Est. cost: Medium

Council & Emergency Services

Penrith City Council
Emergency Services

Data last updated: 8 March 2026

Explore Cambridge Park Risk Reports

Frequently Asked Questions

Is Cambridge Park at risk of flooding?

Based on available data, Cambridge Park has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Cambridge Park?

Insurance costs for flood cover in Cambridge Park depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Cambridge Park?

Yes, flood risk can affect property values in Cambridge Park. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Cambridge Park?

Elevation is a critical factor in flood risk. Properties at higher elevations within Cambridge Park typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Cambridge Park?

ClimateNest's suburb model rates Cambridge Park's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cambridge Park.

What share of Cambridge Park is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 22% of Cambridge Park in high-risk zones for bushfire, with a further 54.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Cambridge Park Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cambridge Park, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections