Flood Risk in Camerons Creek, NSW: 2026 Assessment
Flood Risk Score
4.0/10Camerons Creek faces a moderate risk of flooding. This risk is primarily due to its location within a catchment area and proximity to waterways.
Key Facts
- Flood Risk
- Camerons Creek faces a moderate risk of flooding. This risk is primarily due to its location within a catchment area and proximity to waterways.
- Trend
- increasing
- Suburb
- Camerons Creek, NSW
- Overall Risk
- Medium
- Postcode
- 2359
- Region
- Coastal NSW
- Median property value
- $925,000
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 11.8% of land (riverine flood)
Flood Risk Analysis
Camerons Creek, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
The area has experienced minor flooding in the past, and future development needs to consider improved drainage solutions.
Camerons Creek faces a moderate risk of flooding. This risk is primarily due to its location within a catchment area and proximity to waterways.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Camerons Creek sits within ClimateNest's suburb-level hazard model for flood risk. 11.8% of the suburb's land area is mapped in high-risk flood zones and 77.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Camerons Creek.
On ClimateNest's 0–10 suburb hazard index, Camerons Creek scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Camerons Creek can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Camerons Creek located in Coastal NSW (postcode 2359), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Camerons Creek.
Across the six hazard axes ClimateNest models, the dominant climate risk in Camerons Creek is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Camerons Creek, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Camerons Creek are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Heavy rainfall caused Camerons Creek to flood, affecting several homes and businesses.
Adaptation & Mitigation Actions
Improve Drainage Infrastructure
Near-termUpgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.
Est. cost: Medium
Bushfire Mitigation Measures
ImmediateImplement vegetation management programs and improve building codes to reduce bushfire risk.
Est. cost: Medium
Heatwave Preparedness Plan
Near-termDevelop a community heatwave preparedness plan to protect vulnerable residents during extreme heat events.
Est. cost: Low
Community Awareness Programs
Long-termConduct community workshops and awareness campaigns to educate residents about climate risks and adaptation strategies.
Est. cost: Low
Council & Emergency Services
Explore Camerons Creek Risk Reports
View other climate risk assessments for Camerons Creek:
Frequently Asked Questions
Is Camerons Creek at risk of flooding?
Based on available data, Camerons Creek has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Camerons Creek?
Insurance costs for flood cover in Camerons Creek depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Camerons Creek?
Yes, flood risk can affect property values in Camerons Creek. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Camerons Creek?
Elevation is a critical factor in flood risk. Properties at higher elevations within Camerons Creek typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What are the main climate risks in Camerons Creek?
ClimateNest's suburb model rates Camerons Creek's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Camerons Creek.
What share of Camerons Creek is exposed to high riverine flood risk?
ClimateNest's hazard overlay maps 11.8% of Camerons Creek in high-risk zones for riverine flood, with a further 77.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Camerons Creek Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Camerons Creek, New South Wales, covering flood, bushfire, sea level rise and more.
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections