📮 Cammeray postcode: 2062

Flood Risk in Cammeray, NSW: 2026 Assessment

Cammeray, New South Wales· North Sydney· 2062
Cammeray has a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate this risk.Updated 24 May 2026

Flood Risk Score

6.5/10

Cammeray has a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate this risk.

Key Facts

Flood Risk
Cammeray has a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate this risk.
Trend
increasing
Suburb
Cammeray, NSW
Overall Risk
Medium
Postcode
2062
Region
Greater Sydney
Median property value
$1.6 million
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
9.3% of land (surface flood)

Flood Risk Analysis

Cammeray, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted properties near creeks and the harbour foreshore.

Cammeray has a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate this risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Cammeray sits within ClimateNest's suburb-level hazard model for flood risk. 4.6% of the suburb's land area is mapped in high-risk flood zones and 66.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cammeray.

On ClimateNest's 0–10 suburb hazard index, Cammeray scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Cammeray can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Cammeray located in Greater Sydney (postcode 2062), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cammeray.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cammeray is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cammeray, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cammeray are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwaySydney Harbour
Elevation Range5-50 meters
Flood Zone ClassificationSome areas are within the 1% AEP flood zone

Historical Events

2020
Minor

Heavy rainfall caused localized flooding in low-lying areas of Cammeray.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Increase Green Spaces

Near-term

Plant more trees and create green spaces to reduce the urban heat island effect and provide shade.

Est. cost: Low

Strengthen Coastal Defenses

Long-term

Implement measures to protect coastal areas from sea level rise and storm surges, such as seawalls and beach nourishment.

Est. cost: High

Community Education Programs

Immediate

Educate residents about climate change risks and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

North Sydney Council
Emergency Services

Data last updated: 24 May 2026

Explore Cammeray Risk Reports

Frequently Asked Questions

Is Cammeray at risk of flooding?

Based on available data, Cammeray has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Cammeray?

Insurance costs for flood cover in Cammeray depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Cammeray?

Yes, flood risk can affect property values in Cammeray. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Cammeray?

Elevation is a critical factor in flood risk. Properties at higher elevations within Cammeray typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Cammeray?

ClimateNest's suburb model rates Cammeray's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cammeray.

What share of Cammeray is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 9.3% of Cammeray in high-risk zones for surface flood, with a further 84.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Cammeray Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cammeray, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections