📮 Campbelltown postcode: 2560

Bushfire Risk in Campbelltown, NSW: 2026 Assessment

Campbelltown, New South Wales· 2560
Moderate bushfire risk — bushland-adjacent properties warrant BAL assessmentUpdated 19 Sept 2026

Bushfire Risk Score

2.8/10

Moderate bushfire risk — bushland-adjacent properties warrant BAL assessment

Key Facts

Bushfire Risk
Moderate bushfire risk — bushland-adjacent properties warrant BAL assessment
Trend
increasing
Suburb
Campbelltown, NSW
Overall Risk
Medium
Postcode
2560
Region
Greater Sydney
Median property value
$1.6 million
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
11.8% of land (bushfire)

Bushfire Risk Analysis

Campbelltown, New South Wales, has a moderate bushfire risk — bushland-adjacent properties warrant bal assessment bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The Bushfire Attack Level (BAL) system under Australian Standard AS 3959 determines construction requirements for properties in Campbelltown based on their proximity to vegetation and predicted fire intensity. BAL ratings range from BAL-LOW to BAL-FZ (Flame Zone).

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Campbelltown, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Campbelltown including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Campbelltown sits within ClimateNest's suburb-level hazard model for bushfire risk. 11.8% of the suburb's land area is mapped in high-risk bushfire zones and 68.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Campbelltown.

On ClimateNest's 0–10 suburb hazard index, Campbelltown scores 2 for bushfire risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Campbelltown can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Campbelltown located in Greater Sydney (postcode 2560), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Campbelltown.

Across the six hazard axes ClimateNest models, the dominant climate risk in Campbelltown is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Campbelltown, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Campbelltown are increasingly made with an address-level climate report in hand.

Explore Campbelltown Risk Reports

Frequently Asked Questions

Is Campbelltown in a bushfire prone area?

Parts of Campbelltown may be designated as bushfire prone land. Based on available data, Campbelltown has a moderate bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Campbelltown?

BAL ratings in Campbelltown depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Campbelltown?

Yes, properties in bushfire-prone parts of Campbelltown may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Campbelltown?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Campbelltown?

ClimateNest's suburb model rates Campbelltown's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Campbelltown.

What share of Campbelltown is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.8% of Campbelltown in high-risk zones for bushfire, with a further 68.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Campbelltown Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Campbelltown, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections