Is Captains Flat, NSW Climate Safe? 2026 Assessment
Climate Safety Score
5.5/10Moderate climate risk — address-specific
Key Facts
- Climate Safety
- Medium
- Flood
- Captains Flat faces a moderate risk of flooding due to its location near the Molonglo River and historical flooding events. Climate change is expected to increase rainfall intensity, potentially exacerbating flood risk.
- Bushfire
- Captains Flat has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. Climate change is projected to increase the frequency and intensity of bushfires in the region.
- Heat
- Captains Flat experiences moderate heat risk, with increasing average temperatures projected due to climate change. This could lead to more frequent and intense heatwaves.
- Storm
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Postcode
- 2623
- Region
- Regional NSW
- Median property value
- $550,000
- Dominant hazard
- extreme heat (6/10)
- Highest high-risk exposure
- 16.8% of land (bushfire)
Climate Safety Analysis
Captains Flat in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Captains Flat's climate safety include flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Captains Flat is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Captains Flat including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Captains Flat located in Regional NSW (postcode 2623), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Captains Flat.
Across the six hazard axes ClimateNest models, the dominant climate risk in Captains Flat is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Captains Flat, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Captains Flat are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
The 2019-2020 bushfires impacted the region surrounding Captains Flat, causing significant damage to forests and impacting air quality.
Heavy rainfall caused the Molonglo River to flood, impacting low-lying areas in Captains Flat.
Bushfires threatened the outskirts of Captains Flat, requiring firefighting efforts to protect properties.
Extensive bushfires burned through the region, impacting Captains Flat and surrounding areas.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termInvest in flood mitigation infrastructure, such as levees and improved drainage systems, to protect properties from flooding.
Est. cost: High
Bushfire Preparedness
ImmediateImplement bushfire management strategies, including controlled burns and vegetation clearing, to reduce fuel loads and protect the community.
Est. cost: Medium
Heatwave Action Plan
Near-termDevelop a heatwave action plan to protect vulnerable residents during periods of extreme heat, including establishing cooling centers and providing public awareness campaigns.
Est. cost: Low
Community Education
Long-termConduct community education programs to raise awareness about climate risks and promote preparedness measures.
Est. cost: Low
Upgrade Building Standards
Long-termIncorporate climate resilience measures into building codes and standards to ensure new and existing properties are better protected from extreme weather events.
Est. cost: Medium
Council & Emergency Services
Explore Captains Flat Risk Reports
View other climate risk assessments for Captains Flat:
Frequently Asked Questions
Is Captains Flat safe from climate change?
No location in Australia is entirely immune to climate change impacts. Captains Flat has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Captains Flat?
The dominant hazard for Captains Flat depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Captains Flat compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.
Should I be concerned about buying property in Captains Flat?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Captains Flat?
Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Captains Flat.
What are the main climate risks in Captains Flat?
ClimateNest's suburb model rates Captains Flat's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Captains Flat.
What share of Captains Flat is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 16.8% of Captains Flat in high-risk zones for bushfire, with a further 57.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Captains Flat Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Captains Flat, New South Wales, covering flood, bushfire, sea level rise and more.
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections