Bushfire Risk in Caroona, NSW: 2026 Assessment

Caroona, New South Wales· UNKNOWN
Caroona has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.Updated 9 May 2026

Bushfire Risk Score

4.0/10

Caroona has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Caroona has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Caroona, NSW
Overall Risk
Medium
Postcode
2343
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
9.4% of land (bushfire)

Bushfire Risk Analysis

Caroona, New South Wales, has a caroona has a moderate bushfire risk due to surrounding vegetation. hotter, drier conditions are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as bushfire prone, requiring properties to adhere to specific building standards.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Caroona, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Caroona including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Caroona sits within ClimateNest's suburb-level hazard model for bushfire risk. 9.4% of the suburb's land area is mapped in high-risk bushfire zones and 84.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Caroona.

On ClimateNest's 0–10 suburb hazard index, Caroona scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Caroona can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Caroona located in Regional NSW (postcode 2343), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Caroona.

Across the six hazard axes ClimateNest models, the dominant climate risk in Caroona is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Caroona, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Caroona are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneNSW RFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires impacted areas near Caroona, leading to property damage and evacuations.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as improved drainage systems and flood barriers.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Develop Heat Action Plan

Immediate

Create a heat action plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Promote Water Conservation

Long-term

Implement water conservation measures to address drought risk, such as rainwater harvesting and efficient irrigation techniques.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 9 May 2026

Explore Caroona Risk Reports

Frequently Asked Questions

Is Caroona in a bushfire prone area?

Parts of Caroona may be designated as bushfire prone land. Based on available data, Caroona has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Caroona?

BAL ratings in Caroona depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Caroona?

Yes, properties in bushfire-prone parts of Caroona may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Caroona?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Caroona?

ClimateNest's suburb model rates Caroona's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Caroona.

What share of Caroona is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.4% of Caroona in high-risk zones for bushfire, with a further 84.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Caroona Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Caroona, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections