๐Ÿ“ฎ Cartwrights Hill postcode: 2650

Bushfire Risk in Cartwrights Hill, NSW: 2026 Assessment

Cartwrights Hill, New South Walesยท City of Wagga Waggaยท 2650
The area has a moderate bushfire risk due to surrounding grasslands and bushland. Hot, dry summers increase the likelihood of bushfires.Updated 29 May 2026

Bushfire Risk Score

4.0/10

The area has a moderate bushfire risk due to surrounding grasslands and bushland. Hot, dry summers increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The area has a moderate bushfire risk due to surrounding grasslands and bushland. Hot, dry summers increase the likelihood of bushfires.
Trend
stable
Suburb
Cartwrights Hill, NSW
Overall Risk
Medium
Postcode
2650
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
10.9% of land (riverine flood)

Bushfire Risk Analysis

Cartwrights Hill, New South Wales, has a the area has a moderate bushfire risk due to surrounding grasslands and bushland. hot, dry summers increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Residents should consult the NSW RFS website for information on bushfire safety and property protection.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Cartwrights Hill, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Cartwrights Hill including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Cartwrights Hill sits within ClimateNest's suburb-level hazard model for bushfire risk. 9.3% of the suburb's land area is mapped in high-risk bushfire zones and 80.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cartwrights Hill.

On ClimateNest's 0โ€“10 suburb hazard index, Cartwrights Hill scores 5 for bushfire risk โ€” a moderate exposure relative to the Australian suburb range. For comparison, properties in Cartwrights Hill can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Cartwrights Hill located in Regional NSW (postcode 2650), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cartwrights Hill.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cartwrights Hill is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cartwrights Hill, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cartwrights Hill are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandWithin 1km of significant bushland areas.
BAL Overlay / ZoneRFS bushfire prone area map available on NSW RFS website.
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the surrounding region caused smoky conditions and increased fire danger in Cartwrights Hill.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood levees and drainage infrastructure to protect properties from riverine and flash flooding.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement stricter building codes for bushfire-prone areas and provide community education on bushfire safety.

Est. cost: Medium

Develop Heat Action Plan

Immediate

Establish cooling centers and provide public health advice to protect vulnerable residents during heatwaves.

Est. cost: Low

Promote Water Conservation

Long-term

Implement water restrictions and encourage water-efficient landscaping to reduce water demand during droughts.

Est. cost: Low

Upgrade Infrastructure

Long-term

Ensure that infrastructure is resilient to extreme weather events, including upgrading power grids and transportation networks.

Est. cost: High

Council & Emergency Services

City of Wagga Wagga
Emergency Services

Data last updated: 29 May 2026

Explore Cartwrights Hill Risk Reports

Frequently Asked Questions

Is Cartwrights Hill in a bushfire prone area?

Parts of Cartwrights Hill may be designated as bushfire prone land. Based on available data, Cartwrights Hill has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Cartwrights Hill?

BAL ratings in Cartwrights Hill depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Cartwrights Hill?

Yes, properties in bushfire-prone parts of Cartwrights Hill may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Cartwrights Hill?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Cartwrights Hill?

ClimateNest's suburb model rates Cartwrights Hill's dominant climate risk as extreme heat at 6/10 on a 0โ€“10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Cartwrights Hill.

What share of Cartwrights Hill is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 10.9% of Cartwrights Hill in high-risk zones for riverine flood, with a further 75.1% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Cartwrights Hill Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cartwrights Hill, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections