Climate Risk Profile: Castlereagh, NSW

Castlereagh, New South Wales
Medium Risk
Updated May 2026

Castlereagh faces increasing risks from flooding, bushfires, and heatwaves due to climate change. The suburb's proximity to the Nepean River and surrounding bushland contributes to these vulnerabilities. Residents should prepare for more frequent and intense extreme weather events.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
7.5
Bushfire
6.0
Heat
5.0
Coastal
1.0

Climate Hazard Breakdown for Castlereagh

increasing

Flood

75/100

Castlereagh is located near the Nepean River and is susceptible to flooding. The risk is expected to increase due to more intense rainfall events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding
increasing

Bushfire

60/100

The area surrounding Castlereagh has bushland, increasing the risk of bushfires, especially during dry periods. Climate change is projected to worsen bushfire conditions.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

50/100

Castlereagh experiences hot summers, and the number of extreme heat days is expected to rise. This poses a risk to vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Castlereagh is not directly exposed to coastal risks, but changes in weather patterns could indirectly affect the region.

Key drivers:

  • ·Sea-level rise (indirect)
  • ·Changes in storm patterns (indirect)
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Castlereagh

Detailed Hazard Analysis

heat Risk

50/100

Castlereagh experiences hot summers, and the number of extreme heat days is expected to rise. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

flood Risk

75/100

Castlereagh is located near the Nepean River and is susceptible to flooding. The risk is expected to increase due to more intense rainfall events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Urban development

Projections (RCP8.5)

2030

8.0

2050

8.5

Data source

coastal Risk

10/100

Castlereagh is not directly exposed to coastal risks, but changes in weather patterns could indirectly affect the region.

Primary Drivers

  • ·Sea-level rise (indirect)
  • ·Changes in storm patterns (indirect)

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

60/100

The area surrounding Castlereagh has bushland, increasing the risk of bushfires, especially during dry periods. Climate change is projected to worsen bushfire conditions.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increasing risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Obtain a building inspection report.
  • 3.Assess the property's vulnerability to heatwaves.
  • 4.Review insurance options and costs.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Nepean River
Elevation Range
30-50m
Flood Zone
Yes

Historical flood data indicates that Castlereagh has experienced several significant flood events in the past. The Nepean River is prone to rapid rises in water levels during heavy rainfall.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
https://www.rfs.nsw.gov.au/map
Bushfire Prone Area
Yes

The area to the west and south of Castlereagh is classified as bushfire prone. Residents should be aware of the risks and take appropriate precautions.

Heat Evidence

Avg January Max Temp
32°C
Heat Stress Days/Year
5 days

The average maximum temperature in January is around 32 degrees Celsius, and the number of days exceeding 35 degrees Celsius is expected to increase in the future.

Coastal Evidence

Distance to Coast
50 km
Sea Level Rise Exposure
Not directly exposed
Erosion Risk
Not applicable

Historical Climate Events

1990
floodModerate

The Nepean River flooded, affecting low-lying areas of Castlereagh.

Source
2001
bushfireModerate

Bushfires threatened properties in the outskirts of Castlereagh.

Source
2013
floodModerate

Heavy rainfall caused the Nepean River to flood, impacting some residential areas.

Source
2019
bushfireMajor

Significant bushfires in the region caused smoke haze and elevated fire danger in Castlereagh.

Source
2020
heatwaveModerate

Prolonged heatwave conditions affected Castlereagh, with temperatures exceeding 40 degrees Celsius for several days.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday2030205020302050
flood757.9(+0.4)8.2(+0.7)8.1(+0.6)8.5(+1.0)
bushfire606.3(+0.3)6.5(+0.5)6.4(+0.4)6.7(+0.7)
heat505.5(+0.5)5.8(+0.8)5.7(+0.7)6.2(+1.2)
coastal101.01.01.01.0

Under a moderate emissions scenario, Castlereagh is projected to experience a slight increase in overall climate risk, with notable increases in flood and heatwave risks.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to reduce the risk of flooding from the Nepean River.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement community education programs and conduct regular hazard reduction burns to reduce bushfire risk.

Est. cost: Medium

Learn more

Heatwave Action Plan

Immediate

Develop and implement a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Upgrade Building Codes

Long-term

Incorporate climate resilience measures into building codes to ensure new buildings are better able to withstand extreme weather events.

Est. cost: Medium

Learn more

Community Awareness Programs

Near-term

Run community awareness programs on climate change risks and adaptation strategies.

Est. cost: Low

Learn more

About Castlereagh's Climate Risk Profile

Castlereagh, located in New South Wales, is increasingly vulnerable to the impacts of climate change. The primary concerns for this suburb are flooding from the Nepean River, bushfire risk due to surrounding bushland, and the increasing frequency and intensity of heatwaves.

The risk of flooding is significant due to the suburb's location near the Nepean River. Climate change projections indicate more intense rainfall events, which will likely exacerbate the risk of riverine flooding. Residents should stay informed about flood warnings and have evacuation plans in place.

Bushfire risk is also a major concern, particularly during the dry summer months. The surrounding bushland provides ample fuel for fires, and climate change is expected to worsen bushfire conditions. Property owners should maintain their properties to reduce fuel loads and be prepared to evacuate if necessary.

Heatwaves are becoming more frequent and intense, posing a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions. Residents should take precautions to stay cool during heatwaves, such as staying indoors, drinking plenty of water, and using air conditioning.

While Castlereagh is not directly exposed to coastal risks, changes in weather patterns could indirectly affect the region. It is important for residents to stay informed about climate change projections and take steps to adapt to the changing climate.

Data sources: BOM · CSIRO · NSW SES · NSW RFS · Penrith City Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Castlereagh?

The main climate change risks for Castlereagh are flooding from the Nepean River, bushfire risk due to surrounding bushland, and the increasing frequency and intensity of heatwaves.

How can I prepare my property for flooding?

You can prepare your property for flooding by elevating appliances, storing valuables above flood level, and having an evacuation plan in place.

What should I do during a heatwave?

During a heatwave, you should stay indoors, drink plenty of water, and use air conditioning or fans to stay cool. Check on vulnerable neighbors and family members.

How can I reduce my property's bushfire risk?

You can reduce your property's bushfire risk by clearing vegetation around your home, maintaining your gutters, and having a bushfire survival plan.

Where can I find more information about climate change in Castlereagh?

You can find more information about climate change in Castlereagh on the Penrith City Council website, the NSW Office of Environment and Heritage website, and the CSIRO website.

Is Castlereagh a good place to invest in property considering climate change?

While Castlereagh faces climate risks, proactive adaptation measures and community resilience efforts can mitigate some of the impacts. Consider the specific location of the property and its vulnerability to flooding and bushfires before investing.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections