Is Cathcart, NSW Climate Safe? 2026 Assessment
Climate Safety Score
5.5/10Moderate climate risk — address-specific
Key Facts
- Climate Safety
- Medium
- Flood
- Cathcart faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase with climate change due to more intense rainfall.
- Bushfire
- Cathcart has a high bushfire risk due to its proximity to bushland areas. Drier conditions and higher temperatures are expected to exacerbate this risk in the future.
- Heat
- Cathcart is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.
- Storm
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Postcode
- 2632
- Region
- Regional NSW
- Median property value
- $550,000
- Dominant hazard
- extreme heat (6/10)
- Highest high-risk exposure
- 12.6% of land (bushfire)
Climate Safety Analysis
Cathcart in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Cathcart's climate safety include bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Cathcart is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Cathcart including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Cathcart located in Regional NSW (postcode 2632), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cathcart.
Across the six hazard axes ClimateNest models, the dominant climate risk in Cathcart is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Cathcart, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cathcart are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
The 2019-2020 bushfires significantly impacted the region, with widespread fires affecting nearby areas.
Heavy rainfall caused localized flooding in low-lying areas of Cathcart.
A prolonged heatwave in January 2013 resulted in increased heat stress for residents.
Adaptation & Mitigation Actions
Improve drainage infrastructure
Near-termUpgrade drainage systems to reduce the risk of flooding during heavy rainfall events.
Est. cost: Medium
Implement bushfire mitigation measures
ImmediateUndertake fuel reduction activities and improve building standards to reduce the risk of bushfire damage.
Est. cost: Medium
Develop a heatwave management plan
Near-termEstablish cooling centers and provide support to vulnerable residents during heatwaves.
Est. cost: Low
Raise community awareness
Long-termEducate residents about climate risks and adaptation measures.
Est. cost: Low
Council & Emergency Services
Explore Cathcart Risk Reports
View other climate risk assessments for Cathcart:
Frequently Asked Questions
Is Cathcart safe from climate change?
No location in Australia is entirely immune to climate change impacts. Cathcart has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Cathcart?
The dominant hazard for Cathcart depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Cathcart compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.
Should I be concerned about buying property in Cathcart?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Cathcart?
Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Cathcart.
What are the main climate risks in Cathcart?
ClimateNest's suburb model rates Cathcart's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cathcart.
What share of Cathcart is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 12.6% of Cathcart in high-risk zones for bushfire, with a further 73.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Cathcart Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Cathcart, New South Wales, covering flood, bushfire, sea level rise and more.
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections