Bushfire Risk in Cathundral, NSW: 2026 Assessment

Cathundral, New South Wales
Bushfire risk is elevated due to the proximity of bushland and dry conditions, particularly during the fire season.Updated 29 May 2026

Bushfire Risk Score

6.0/10

Bushfire risk is elevated due to the proximity of bushland and dry conditions, particularly during the fire season.

Key Facts

Bushfire Risk
Bushfire risk is elevated due to the proximity of bushland and dry conditions, particularly during the fire season.
Trend
increasing
Suburb
Cathundral, NSW
Overall Risk
Medium
Postcode
2823
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
18.4% of land (bushfire)

Bushfire Risk Analysis

Cathundral, New South Wales, has a bushfire risk is elevated due to the proximity of bushland and dry conditions, particularly during the fire season. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The suburb is located in a designated bushfire prone area.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Cathundral, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Cathundral including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Cathundral sits within ClimateNest's suburb-level hazard model for bushfire risk. 18.4% of the suburb's land area is mapped in high-risk bushfire zones and 71.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cathundral.

On ClimateNest's 0–10 suburb hazard index, Cathundral scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Cathundral can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Cathundral located in Regional NSW (postcode 2823), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cathundral.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cathundral is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cathundral, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cathundral are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneRFS bushfire prone area map
Bushfire Prone AreaYes

Historical Events

2019
Major

Widespread bushfires impacted the region, causing significant damage and disruption.

2013
Moderate

A bushfire threatened the outskirts of the suburb, requiring evacuations.

Adaptation & Mitigation Actions

Develop a bushfire survival plan

Immediate

Prepare a plan for evacuating your home in the event of a bushfire. Clear vegetation around your property and have a bushfire survival kit ready.

Est. cost: Low

Improve home cooling

Near-term

Install air conditioning or fans to help keep your home cool during heatwaves. Insulate your home to reduce heat gain.

Est. cost: Medium

Reduce flood risk

Near-term

Elevate your home if it is in a flood-prone area. Install flood barriers and ensure your property is properly drained.

Est. cost: High

Conserve water

Long-term

Install water-efficient appliances and fixtures. Collect rainwater for use in your garden.

Est. cost: Low

Support community resilience initiatives

Long-term

Participate in local community groups and initiatives that promote climate resilience. Advocate for policies that address climate change.

Est. cost: Low

Council & Emergency Services

Example Council
Emergency Services

Data last updated: 29 May 2026

Explore Cathundral Risk Reports

Frequently Asked Questions

Is Cathundral in a bushfire prone area?

Parts of Cathundral may be designated as bushfire prone land. Based on available data, Cathundral has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Cathundral?

BAL ratings in Cathundral depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Cathundral?

Yes, properties in bushfire-prone parts of Cathundral may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Cathundral?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Cathundral?

ClimateNest's suburb model rates Cathundral's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cathundral.

What share of Cathundral is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.4% of Cathundral in high-risk zones for bushfire, with a further 71.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Cathundral Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cathundral, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections