Bushfire Risk in Cawongla, NSW: 2026 Assessment

Cawongla, New South Wales· UNKNOWN
Cawongla has a moderate bushfire risk due to surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.Updated 21 May 2026

Bushfire Risk Score

4.0/10

Cawongla has a moderate bushfire risk due to surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Cawongla has a moderate bushfire risk due to surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Cawongla, NSW
Overall Risk
Medium
Postcode
2474
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
9% of land (bushfire)

Bushfire Risk Analysis

Cawongla, New South Wales, has a cawongla has a moderate bushfire risk due to surrounding bushland. drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as bushfire prone, requiring specific building standards for new constructions.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Cawongla, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Cawongla including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Cawongla sits within ClimateNest's suburb-level hazard model for bushfire risk. 9% of the suburb's land area is mapped in high-risk bushfire zones and 64.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cawongla.

On ClimateNest's 0–10 suburb hazard index, Cawongla scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Cawongla can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Cawongla located in Coastal NSW (postcode 2474), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cawongla.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cawongla is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cawongla, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cawongla are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneRFS Bush Fire Prone Land
Bushfire Prone AreaYes

Historical Events

2019
Major

Severe bushfires impacted the region, causing property damage and evacuations.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood mitigation infrastructure, such as levees and improved drainage systems, to protect properties from flooding.

Est. cost: High

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including controlled burns and vegetation clearing, to reduce bushfire risk.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a community heatwave action plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Community Education

Long-term

Provide education and resources to residents on how to prepare for and respond to climate-related risks.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 21 May 2026

Explore Cawongla Risk Reports

Frequently Asked Questions

Is Cawongla in a bushfire prone area?

Parts of Cawongla may be designated as bushfire prone land. Based on available data, Cawongla has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Cawongla?

BAL ratings in Cawongla depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Cawongla?

Yes, properties in bushfire-prone parts of Cawongla may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Cawongla?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Cawongla?

ClimateNest's suburb model rates Cawongla's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cawongla.

What share of Cawongla is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9% of Cawongla in high-risk zones for bushfire, with a further 64.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Cawongla Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cawongla, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections