Bushfire Risk in Chilcotts Creek, NSW: 2026 Assessment

Chilcotts Creek, New South Wales· UNKNOWN
The area around Chilcotts Creek has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.Updated 22 May 2026

Bushfire Risk Score

4.0/10

The area around Chilcotts Creek has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The area around Chilcotts Creek has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.
Trend
increasing
Suburb
Chilcotts Creek, NSW
Overall Risk
Medium
Postcode
2339
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
11.8% of land (surface flood)

Bushfire Risk Analysis

Chilcotts Creek, New South Wales, has a the area around chilcotts creek has a moderate bushfire risk due to surrounding vegetation. hot, dry conditions and strong winds can increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Properties located closer to bushland are at higher risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Chilcotts Creek, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Chilcotts Creek including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Chilcotts Creek sits within ClimateNest's suburb-level hazard model for bushfire risk. 9.6% of the suburb's land area is mapped in high-risk bushfire zones and 83% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Chilcotts Creek.

On ClimateNest's 0–10 suburb hazard index, Chilcotts Creek scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Chilcotts Creek can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Chilcotts Creek located in Regional NSW (postcode 2339), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Chilcotts Creek.

Across the six hazard axes ClimateNest models, the dominant climate risk in Chilcotts Creek is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Chilcotts Creek, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Chilcotts Creek are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandWithin 1km
BAL Overlay / ZoneRFS Bush Fire Prone Land
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires in the surrounding area caused smoke haze and required evacuations.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Implement Heatwave Early Warning System

Immediate

Develop and implement a heatwave early warning system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Bushfire Risk Mitigation

Near-term

Implement bushfire risk mitigation measures, such as clearing vegetation around properties and creating firebreaks.

Est. cost: Medium

Community Education Programs

Long-term

Conduct community education programs to raise awareness of climate risks and promote preparedness.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 22 May 2026

Explore Chilcotts Creek Risk Reports

Frequently Asked Questions

Is Chilcotts Creek in a bushfire prone area?

Parts of Chilcotts Creek may be designated as bushfire prone land. Based on available data, Chilcotts Creek has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Chilcotts Creek?

BAL ratings in Chilcotts Creek depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Chilcotts Creek?

Yes, properties in bushfire-prone parts of Chilcotts Creek may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Chilcotts Creek?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Chilcotts Creek?

ClimateNest's suburb model rates Chilcotts Creek's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Chilcotts Creek.

What share of Chilcotts Creek is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 11.8% of Chilcotts Creek in high-risk zones for surface flood, with a further 77.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Chilcotts Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Chilcotts Creek, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections