Bushfire Risk in Clear Creek, NSW: 2026 Assessment
Bushfire Risk Score
4.2/10The area around Clear Creek has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.
Key Facts
- Bushfire Risk
- The area around Clear Creek has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.
- Trend
- stable
- Suburb
- Clear Creek, NSW
- Overall Risk
- Medium
- Postcode
- 2795
- Region
- Regional NSW
- Median property value
- $550,000
- Dominant hazard
- extreme heat (6/10)
- Highest high-risk exposure
- 12.4% of land (riverine flood)
Bushfire Risk Analysis
Clear Creek, New South Wales, has a the area around clear creek has a moderate bushfire risk due to surrounding vegetation. hot, dry conditions and strong winds can increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.
Western edge of the suburb borders bushland.
CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Clear Creek, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.
Use ClimateNest for a complete address-level bushfire risk report for Clear Creek including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.
Clear Creek sits within ClimateNest's suburb-level hazard model for bushfire risk. 7.9% of the suburb's land area is mapped in high-risk bushfire zones and 80.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Clear Creek.
On ClimateNest's 0–10 suburb hazard index, Clear Creek scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Clear Creek can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Clear Creek located in Regional NSW (postcode 2795), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Clear Creek.
Across the six hazard axes ClimateNest models, the dominant climate risk in Clear Creek is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Clear Creek, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Clear Creek are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Bushfire near Clear Creek caused smoke haze and some property damage.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termInvest in infrastructure to mitigate flood risk, such as levees, drainage improvements, and flood-proofing of buildings.
Est. cost: High
Develop Heat Action Plan
ImmediateImplement a heat action plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.
Est. cost: Medium
Bushfire Preparedness
Near-termImplement community education programs on bushfire preparedness and maintain firebreaks around properties.
Est. cost: Low
Upgrade Building Codes
Long-termUpdate building codes to require more climate-resilient construction, including improved insulation and flood-resistant materials.
Est. cost: High
Enhance Emergency Response
Near-termStrengthen emergency response capabilities to effectively manage climate-related disasters, including improved communication systems and evacuation plans.
Est. cost: Medium
Council & Emergency Services
Explore Clear Creek Risk Reports
View other climate risk assessments for Clear Creek:
Frequently Asked Questions
Is Clear Creek in a bushfire prone area?
Parts of Clear Creek may be designated as bushfire prone land. Based on available data, Clear Creek has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.
What BAL rating applies to properties in Clear Creek?
BAL ratings in Clear Creek depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.
Does bushfire risk affect insurance in Clear Creek?
Yes, properties in bushfire-prone parts of Clear Creek may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.
What bushfire mitigation measures help protect homes in Clear Creek?
Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.
What are the main climate risks in Clear Creek?
ClimateNest's suburb model rates Clear Creek's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Clear Creek.
What share of Clear Creek is exposed to high riverine flood risk?
ClimateNest's hazard overlay maps 12.4% of Clear Creek in high-risk zones for riverine flood, with a further 77.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Clear Creek Safe from Climate Risk?
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