๐Ÿ“ฎ Clearfield postcode: 2756

Bushfire Risk in Clearfield, NSW: 2026 Assessment

Clearfield, New South Walesยท Hawkesburyยท 2756
Clearfield has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions driven by climate change are projected to increase the likelihood and severity of bushfires.Updated 3 May 2026

Bushfire Risk Score

6.8/10

Clearfield has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions driven by climate change are projected to increase the likelihood and severity of bushfires.

Key Facts

Bushfire Risk
Clearfield has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions driven by climate change are projected to increase the likelihood and severity of bushfires.
Trend
increasing
Suburb
Clearfield, NSW
Overall Risk
High
Postcode
2469
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
17.7% of land (bushfire)

Bushfire Risk Analysis

Clearfield, New South Wales, has a clearfield has a moderate bushfire risk due to surrounding bushland. hotter, drier conditions driven by climate change are projected to increase the likelihood and severity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The western edge of Clearfield borders significant bushland areas.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Clearfield, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Clearfield including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Clearfield sits within ClimateNest's suburb-level hazard model for bushfire risk. 17.7% of the suburb's land area is mapped in high-risk bushfire zones and 58.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Clearfield.

On ClimateNest's 0โ€“10 suburb hazard index, Clearfield scores 4 for bushfire risk โ€” a moderate exposure relative to the Australian suburb range. For comparison, properties in Clearfield can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Clearfield located in Coastal NSW (postcode 2469), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Clearfield.

Across the six hazard axes ClimateNest models, the dominant climate risk in Clearfield is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Clearfield, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Clearfield are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the surrounding area threatened Clearfield, leading to evacuations and property damage.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in levees, drainage improvements, and flood-proofing measures to protect homes and businesses from flooding.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement bushfire prevention strategies, such as vegetation management and community education programs.

Est. cost: Medium

Develop Heatwave Response Plan

Near-term

Establish cooling centers, provide public health advice, and support vulnerable populations during heatwaves.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water-efficient practices to reduce demand on water resources during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Hawkesbury City Council
Emergency Services

Data last updated: 3 May 2026

Explore Clearfield Risk Reports

Frequently Asked Questions

Is Clearfield in a bushfire prone area?

Parts of Clearfield may be designated as bushfire prone land. Based on available data, Clearfield has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Clearfield?

BAL ratings in Clearfield depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Clearfield?

Yes, properties in bushfire-prone parts of Clearfield may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Clearfield?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Clearfield?

ClimateNest's suburb model rates Clearfield's dominant climate risk as extreme heat at 5/10 on a 0โ€“10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Clearfield.

What share of Clearfield is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.7% of Clearfield in high-risk zones for bushfire, with a further 58.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Clearfield Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Clearfield, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections