Bushfire Risk in Clothiers Creek, NSW: 2026 Assessment

Clothiers Creek, New South Wales· UNKNOWN
The bushfire risk in Clothiers Creek is moderate, with surrounding bushland posing a potential threat. Drier conditions and higher temperatures are expected to increase bushfire frequency and intensity.Updated 27 May 2026

Bushfire Risk Score

4.0/10

The bushfire risk in Clothiers Creek is moderate, with surrounding bushland posing a potential threat. Drier conditions and higher temperatures are expected to increase bushfire frequency and intensity.

Key Facts

Bushfire Risk
The bushfire risk in Clothiers Creek is moderate, with surrounding bushland posing a potential threat. Drier conditions and higher temperatures are expected to increase bushfire frequency and intensity.
Trend
increasing
Suburb
Clothiers Creek, NSW
Overall Risk
Medium
Postcode
2484
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
10.2% of land (surface flood)

Bushfire Risk Analysis

Clothiers Creek, New South Wales, has a the bushfire risk in clothiers creek is moderate, with surrounding bushland posing a potential threat. drier conditions and higher temperatures are expected to increase bushfire frequency and intensity. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as bushfire prone, requiring specific building standards for new constructions.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Clothiers Creek, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Clothiers Creek including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Clothiers Creek sits within ClimateNest's suburb-level hazard model for bushfire risk. 7.7% of the suburb's land area is mapped in high-risk bushfire zones and 82.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Clothiers Creek.

On ClimateNest's 0–10 suburb hazard index, Clothiers Creek scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Clothiers Creek can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Clothiers Creek located in Coastal NSW (postcode 2484), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Clothiers Creek.

Across the six hazard axes ClimateNest models, the dominant climate risk in Clothiers Creek is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Clothiers Creek, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Clothiers Creek are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland
BAL Overlay / ZoneRFS Bush Fire Prone Land
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the surrounding region caused smoke haze and elevated fire danger in Clothiers Creek.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood barriers to protect properties from increased flood risk.

Est. cost: Medium

Bushfire Preparedness

Immediate

Create and maintain firebreaks around properties, and develop a bushfire survival plan.

Est. cost: Low

Heatwave Management Plan

Near-term

Develop a community heatwave management plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Promote Water Conservation

Long-term

Implement water conservation measures to reduce water stress during periods of drought and high temperatures.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 27 May 2026

Explore Clothiers Creek Risk Reports

Frequently Asked Questions

Is Clothiers Creek in a bushfire prone area?

Parts of Clothiers Creek may be designated as bushfire prone land. Based on available data, Clothiers Creek has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Clothiers Creek?

BAL ratings in Clothiers Creek depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Clothiers Creek?

Yes, properties in bushfire-prone parts of Clothiers Creek may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Clothiers Creek?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Clothiers Creek?

ClimateNest's suburb model rates Clothiers Creek's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Clothiers Creek.

What share of Clothiers Creek is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 10.2% of Clothiers Creek in high-risk zones for surface flood, with a further 80.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Clothiers Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Clothiers Creek, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections