Is Clovelly, NSW Climate Safe? 2026 Assessment
Climate Safety Score
5.8/10Moderate climate risk — address-specific
Key Facts
- Climate Safety
- Medium
- Flood
- Clovelly faces a moderate risk of flooding, primarily from heavy rainfall events and coastal inundation. The risk is exacerbated by the suburb's proximity to the coast and low-lying areas.
- Bushfire
- Bushfire risk in Clovelly is relatively low due to its urban environment and limited vegetation. However, nearby parks and reserves pose a potential threat during extreme weather conditions.
- Heat
- Clovelly experiences a high risk of heatwaves, with increasing average temperatures and more frequent extreme heat events. This poses a significant threat to vulnerable populations.
- Storm
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Postcode
- 2031
- Region
- Greater Sydney
- Median property value
- $1.6 million
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 13% of land (bushfire)
Climate Safety Analysis
Clovelly in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Clovelly's climate safety include heat, flood, coastal. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Clovelly is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Clovelly including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Clovelly located in Greater Sydney (postcode 2031), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Clovelly.
Across the six hazard axes ClimateNest models, the dominant climate risk in Clovelly is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Clovelly, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Clovelly are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Severe storm caused flash flooding and damage to coastal infrastructure in Clovelly.
Prolonged heatwave resulted in increased hospital admissions and strain on energy infrastructure.
Coastal erosion damaged parts of Clovelly Beach after a period of heavy swells.
Heavy rainfall caused localized flooding in low-lying areas of Clovelly.
Adaptation & Mitigation Actions
Upgrade drainage infrastructure
Near-termImprove drainage systems to reduce the risk of flash flooding during heavy rainfall events.
Est. cost: Medium
Protect coastal ecosystems
Near-termRestore and protect coastal ecosystems, such as sand dunes and mangroves, to provide natural buffers against coastal erosion and storm surges.
Est. cost: Medium
Implement heatwave early warning systems
ImmediateDevelop and implement heatwave early warning systems to alert residents to impending heatwaves and provide guidance on how to stay safe.
Est. cost: Low
Promote energy efficiency
Long-termEncourage residents and businesses to adopt energy-efficient practices to reduce greenhouse gas emissions and lower energy costs.
Est. cost: Low
Raise community awareness
Near-termConduct community workshops and educational campaigns to raise awareness about climate risks and adaptation measures.
Est. cost: Low
Council & Emergency Services
Explore Clovelly Risk Reports
View other climate risk assessments for Clovelly:
Frequently Asked Questions
Is Clovelly safe from climate change?
No location in Australia is entirely immune to climate change impacts. Clovelly has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Clovelly?
The dominant hazard for Clovelly depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Clovelly compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.
Should I be concerned about buying property in Clovelly?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Clovelly?
Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Clovelly.
What are the main climate risks in Clovelly?
ClimateNest's suburb model rates Clovelly's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Clovelly.
What share of Clovelly is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 13% of Clovelly in high-risk zones for bushfire, with a further 77.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Clovelly Safe from Climate Risk?
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections