📮 Clybucca postcode: 2440

Flood Risk in Clybucca, NSW: 2026 Assessment

Clybucca, New South Wales· Kempsey· 2440
Clybucca faces a notable risk of flooding due to its proximity to the Macleay River and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.Updated 18 May 2026

Flood Risk Score

6.8/10

Clybucca faces a notable risk of flooding due to its proximity to the Macleay River and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Clybucca faces a notable risk of flooding due to its proximity to the Macleay River and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Clybucca, NSW
Overall Risk
Medium
Postcode
2440
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
20.2% of land (bushfire)

Flood Risk Analysis

Clybucca, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that Clybucca has experienced several significant flood events in the past. Recent infrastructure upgrades aim to mitigate some of the flood risk.

Clybucca faces a notable risk of flooding due to its proximity to the Macleay River and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Clybucca sits within ClimateNest's suburb-level hazard model for flood risk. 7.1% of the suburb's land area is mapped in high-risk flood zones and 80.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Clybucca.

On ClimateNest's 0–10 suburb hazard index, Clybucca scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Clybucca can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Clybucca located in Coastal NSW (postcode 2440), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Clybucca.

Across the six hazard axes ClimateNest models, the dominant climate risk in Clybucca is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Clybucca, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Clybucca are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayMacleay River
Elevation Range5-15 meters
Flood Zone ClassificationPartially within flood zone

Historical Events

2020
Moderate

Heavy rainfall caused flash flooding in Clybucca, damaging homes and businesses.

2013
Moderate

The Macleay River flooded, inundating parts of Clybucca and disrupting transportation.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in infrastructure to protect Clybucca from flooding, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement measures to reduce the risk of bushfires, such as hazard reduction burns, community education programs, and improved firebreaks.

Est. cost: Medium

Develop a Heatwave Management Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers, public awareness campaigns, and outreach to at-risk individuals.

Est. cost: Low

Plan for Sea Level Rise

Long-term

Develop a long-term plan to address the impacts of sea level rise, including coastal protection measures, land-use planning, and infrastructure upgrades.

Est. cost: High

Council & Emergency Services

Kempsey Shire Council
Emergency Services

Data last updated: 18 May 2026

Explore Clybucca Risk Reports

Frequently Asked Questions

Is Clybucca at risk of flooding?

Based on available data, Clybucca has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Clybucca?

Insurance costs for flood cover in Clybucca depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Clybucca?

Yes, flood risk can affect property values in Clybucca. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Clybucca?

Elevation is a critical factor in flood risk. Properties at higher elevations within Clybucca typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Clybucca?

ClimateNest's suburb model rates Clybucca's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Clybucca.

What share of Clybucca is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 20.2% of Clybucca in high-risk zones for bushfire, with a further 73.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Clybucca Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Clybucca, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections