๐Ÿ“ฎ Cobark postcode: 2424

Bushfire Risk in Cobark, NSW: 2026 Assessment

Cobark, New South Walesยท Mid-Coastยท 2424
Cobark is at high risk of bushfires due to the surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfire events.Updated 7 May 2026

Bushfire Risk Score

8.0/10

Cobark is at high risk of bushfires due to the surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfire events.

Key Facts

Bushfire Risk
Cobark is at high risk of bushfires due to the surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfire events.
Trend
increasing
Suburb
Cobark, NSW
Overall Risk
High
Postcode
2422
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
13.9% of land (bushfire)

Bushfire Risk Analysis

Cobark, New South Wales, has a cobark is at high risk of bushfires due to the surrounding bushland. hotter, drier conditions are expected to increase the frequency and intensity of bushfire events. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Much of Cobark is designated as bushfire prone land.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Cobark, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Cobark including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Cobark sits within ClimateNest's suburb-level hazard model for bushfire risk. 13.9% of the suburb's land area is mapped in high-risk bushfire zones and 77.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cobark.

On ClimateNest's 0โ€“10 suburb hazard index, Cobark scores 4 for bushfire risk โ€” a moderate exposure relative to the Australian suburb range. For comparison, properties in Cobark can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Cobark located in Coastal NSW (postcode 2422), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cobark.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cobark is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cobark, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cobark are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneRFS Bush Fire Prone Land
Bushfire Prone AreaYes

Historical Events

2019
Major

The 2019-2020 Black Summer bushfires impacted the region surrounding Cobark, causing significant damage and disruption.

Adaptation & Mitigation Actions

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for protecting your family and property in the event of a bushfire. This should include clearing vegetation around your home, having a water supply, and knowing evacuation routes.

Est. cost: Low

Improve Home Insulation

Near-term

Proper insulation can help keep your home cooler during heatwaves and reduce energy consumption. Consider installing insulation in your walls, ceilings, and floors.

Est. cost: Medium

Install Rainwater Tanks

Near-term

Rainwater tanks can provide a backup water supply during droughts and reduce stormwater runoff. Consider installing a rainwater tank to collect rainwater from your roof.

Est. cost: Medium

Support Local Emergency Services

Long-term

Volunteer with your local Rural Fire Service or State Emergency Service to help your community prepare for and respond to climate-related disasters.

Est. cost: Low

Council & Emergency Services

Mid-Coast Council
Emergency Services

Data last updated: 7 May 2026

Explore Cobark Risk Reports

Frequently Asked Questions

Is Cobark in a bushfire prone area?

Parts of Cobark may be designated as bushfire prone land. Based on available data, Cobark has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Cobark?

BAL ratings in Cobark depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Cobark?

Yes, properties in bushfire-prone parts of Cobark may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Cobark?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Cobark?

ClimateNest's suburb model rates Cobark's dominant climate risk as extreme heat at 5/10 on a 0โ€“10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Cobark.

What share of Cobark is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.9% of Cobark in high-risk zones for bushfire, with a further 77.1% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Cobark Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cobark, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections