Climate Risk in Coila, New South Wales

Coila, New South Wales
Medium Risk
Updated May 2026

Coila faces moderate climate risks, particularly from bushfires and flooding. Residents should prepare for increasing temperatures and potential coastal impacts. Understanding these risks is crucial for informed decision-making.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
7.0
Heat
4.0
Coastal
5.0

Climate Hazard Breakdown for Coila

increasing

Flood

60/100

Coila faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

70/100

Coila has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

40/100

Coila experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and infrastructure.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
increasing

Coastal

50/100

Coila faces a moderate coastal risk due to sea level rise and potential erosion. This could impact coastal properties and infrastructure.

Key drivers:

  • ·Sea level rise
  • ·Storm surges
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Coila

Detailed Hazard Analysis

heat Risk

40/100

Coila experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and infrastructure.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

flood Risk

60/100

Coila faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Proximity to waterways

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

50/100

Coila faces a moderate coastal risk due to sea level rise and potential erosion. This could impact coastal properties and infrastructure.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Erosion

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

bushfire Risk

70/100

Coila has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to climate risks

Price Impact

Potential for decreased property values in high-risk areas

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas
  • 2.Assess property's vulnerability to climate risks
  • 3.Consider insurance costs
  • 4.Review council's climate adaptation plans

Local Climate Evidence

Flood Evidence

Nearest Waterway
Coila Lake
Elevation Range
0-20m
Flood Zone
Coastal floodplain

Areas near Coila Lake are particularly susceptible to flooding during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bush Fire Prone Land Map
Bushfire Prone Area
Yes

The area is designated as bushfire prone, requiring specific building standards for new constructions.

Heat Evidence

Avg January Max Temp
27.5°C
Heat Stress Days/Year
3 days

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations.

Coastal Evidence

Distance to Coast
1 km
Sea Level Rise Exposure
Low-lying areas at risk
Erosion Risk
Moderate

Historical Climate Events

2020
bushfireMajor

The Black Summer bushfires significantly impacted the region, causing widespread damage and evacuations.

Source
2016
floodModerate

Heavy rainfall caused flooding in low-lying areas, disrupting transport and damaging properties.

Source
2013
bushfireModerate

Bushfires threatened properties in the region, requiring firefighting efforts and evacuations.

Source
2019
heatwaveModerate

Record-breaking temperatures were recorded across the region, leading to heat stress and health concerns.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.3(+0.3)6.6(+0.6)
bushfire707.4(+0.4)7.8(+0.8)
heat404.2(+0.2)4.5(+0.5)
coastal505.1(+0.1)5.3(+0.3)

By 2030, Coila is projected to experience a moderate increase in overall climate risk, with bushfire risk increasing more significantly than other hazards.

CSIRO Climate Projections

Adaptation Recommendations

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for protecting your family and property in the event of a bushfire, including evacuation routes and emergency contacts.

Est. cost: Low

Learn more

Improve Home Insulation

Near-term

Enhance insulation to reduce energy consumption for heating and cooling, making your home more comfortable and energy-efficient.

Est. cost: Medium

Learn more

Install Rainwater Tanks

Near-term

Collect rainwater for non-potable uses such as gardening and toilet flushing, reducing reliance on mains water supply.

Est. cost: Medium

Learn more

Support Coastal Protection Measures

Long-term

Advocate for and participate in coastal protection projects to mitigate erosion and inundation risks.

Est. cost: High

Learn more

Elevate Homes in Flood-Prone Areas

Long-term

Raise homes above the predicted flood level to minimize damage from flooding events.

Est. cost: High

Learn more

About Coila's Climate Risk Profile

Coila, NSW, is a region that will be increasingly affected by climate change. The primary risks include increased bushfire danger, more intense rainfall leading to flooding, rising average temperatures, and potential coastal erosion due to sea level rise.

The bushfire risk is significant due to the surrounding bushland. Hotter, drier conditions will likely lead to more frequent and intense bushfires, posing a threat to properties and lives. Residents should maintain their properties and have bushfire survival plans in place.

Flooding is another major concern, with increased rainfall intensity expected to exacerbate the risk. Low-lying areas are particularly vulnerable, and residents should be aware of flood warnings and evacuation routes.

Rising temperatures will lead to more frequent and severe heatwaves, impacting vulnerable populations such as the elderly and those with chronic health conditions. It's important to stay hydrated and seek cool environments during heatwaves.

Finally, sea level rise poses a threat to coastal properties and infrastructure. Erosion and inundation could become more common, requiring adaptation measures to protect coastal assets.

Data sources: BOM · CSIRO · NSW RFS · Eurobodalla Shire Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Coila?

The main climate change risks in Coila include increased bushfire danger, more intense rainfall leading to flooding, rising average temperatures, and potential coastal erosion due to sea level rise.

How can I prepare my home for bushfires?

You can prepare your home for bushfires by clearing vegetation around your property, maintaining gutters, having a bushfire survival plan, and ensuring you have adequate insurance coverage.

What should I do during a heatwave?

During a heatwave, it's important to stay hydrated, seek cool environments, avoid strenuous activities, and check on vulnerable neighbors and family members.

How is the council addressing climate change?

The Eurobodalla Shire Council is developing and implementing climate adaptation strategies to address the impacts of climate change, including coastal protection measures and flood mitigation projects. Check their website for details.

Where can I find information about flood risks in Coila?

You can find information about flood risks in Coila on the Eurobodalla Shire Council website, including flood maps and emergency management plans.

Are there any community initiatives to address climate change in Coila?

Yes, there are several community groups and initiatives focused on sustainability and climate action in the Eurobodalla region. Check with the council for local groups.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections