📮 Coleambally postcode: 2707

Flood Risk in Coleambally, NSW: 2026 Assessment

Coleambally, New South Wales· Murrumbidgee· 2707
Coleambally faces a moderate risk of flooding due to its flat terrain and proximity to irrigation channels. Intense rainfall events can lead to localized flooding.Updated 18 May 2026

Flood Risk Score

6.5/10

Coleambally faces a moderate risk of flooding due to its flat terrain and proximity to irrigation channels. Intense rainfall events can lead to localized flooding.

Key Facts

Flood Risk
Coleambally faces a moderate risk of flooding due to its flat terrain and proximity to irrigation channels. Intense rainfall events can lead to localized flooding.
Trend
stable
Suburb
Coleambally, NSW
Overall Risk
Medium
Postcode
2707
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
8% of land (bushfire)

Flood Risk Analysis

Coleambally, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Coleambally Irrigation Channel is the primary waterway influencing flood risk in the area. Council maintains flood maps, but access may be limited online.

Coleambally faces a moderate risk of flooding due to its flat terrain and proximity to irrigation channels. Intense rainfall events can lead to localized flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Coleambally sits within ClimateNest's suburb-level hazard model for flood risk. 4.6% of the suburb's land area is mapped in high-risk flood zones and 79.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coleambally.

On ClimateNest's 0–10 suburb hazard index, Coleambally scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Coleambally can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Coleambally located in Regional NSW (postcode 2707), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coleambally.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coleambally is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coleambally, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coleambally are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayColeambally Irrigation Channel
Elevation Range120-130m
Flood Zone ClassificationLow-lying areas near irrigation channels

Historical Events

2022
Moderate

Heavy rainfall and overflowing irrigation channels caused flooding in low-lying areas of Coleambally.

2010
Moderate

Heavy rainfall caused localized flooding in Coleambally, affecting some residential areas.

Adaptation & Mitigation Actions

Develop a heatwave management plan

Immediate

Implement a comprehensive heatwave management plan to protect vulnerable populations during extreme heat events. This should include public awareness campaigns, cooling centers, and early warning systems.

Est. cost: Low

Improve flood defenses

Near-term

Upgrade drainage infrastructure and implement flood mitigation measures to reduce the impact of flooding in vulnerable areas.

Est. cost: Medium

Promote water conservation

Near-term

Encourage water conservation practices to ensure water security during droughts. This includes promoting efficient irrigation techniques and implementing water restrictions when necessary.

Est. cost: Low

Strengthen community resilience

Long-term

Build community resilience to climate change impacts through education, training, and community engagement programs. This includes promoting disaster preparedness and supporting local adaptation initiatives.

Est. cost: Low

Council & Emergency Services

Murrumbidgee Council
Emergency Services

Data last updated: 18 May 2026

Explore Coleambally Risk Reports

Frequently Asked Questions

Is Coleambally at risk of flooding?

Based on available data, Coleambally has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Coleambally?

Insurance costs for flood cover in Coleambally depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Coleambally?

Yes, flood risk can affect property values in Coleambally. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Coleambally?

Elevation is a critical factor in flood risk. Properties at higher elevations within Coleambally typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Coleambally?

ClimateNest's suburb model rates Coleambally's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Coleambally.

What share of Coleambally is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 8% of Coleambally in high-risk zones for bushfire, with a further 82.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Coleambally Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coleambally, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections