📮 Colinton postcode: 2628

Flood Risk in Colinton, NSW: 2026 Assessment

Colinton, New South Wales· Snowy Valleys· 2628
Colinton faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.Updated 5 May 2026

Flood Risk Score

6.5/10

Colinton faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key Facts

Flood Risk
Colinton faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Trend
increasing
Suburb
Colinton, NSW
Overall Risk
Medium
Postcode
2626
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
10.3% of land (bushfire)

Flood Risk Analysis

Colinton, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that Colinton has experienced several moderate to major flood events.

Colinton faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Colinton sits within ClimateNest's suburb-level hazard model for flood risk. 9.8% of the suburb's land area is mapped in high-risk flood zones and 75.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Colinton.

On ClimateNest's 0–10 suburb hazard index, Colinton scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Colinton can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Colinton located in Regional NSW (postcode 2626), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Colinton.

Across the six hazard axes ClimateNest models, the dominant climate risk in Colinton is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Colinton, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Colinton are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayMurrumbidgee River
Elevation Range600-700m
Flood Zone ClassificationAreas near the Murrumbidgee River are prone to flooding.

Historical Events

2016
Moderate

Heavy rainfall caused the Murrumbidgee River to flood, affecting low-lying areas in Colinton.

2010
Minor

Minor flooding occurred along the Murrumbidgee River after a period of heavy rainfall.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Bushfire Preparedness

Immediate

Implement community education programs on bushfire preparedness and property maintenance.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to address potential water shortages during droughts.

Est. cost: Low

Council & Emergency Services

Snowy Valleys Council
Emergency Services

Data last updated: 5 May 2026

Explore Colinton Risk Reports

Frequently Asked Questions

Is Colinton at risk of flooding?

Based on available data, Colinton has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Colinton?

Insurance costs for flood cover in Colinton depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Colinton?

Yes, flood risk can affect property values in Colinton. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Colinton?

Elevation is a critical factor in flood risk. Properties at higher elevations within Colinton typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Colinton?

ClimateNest's suburb model rates Colinton's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Colinton.

What share of Colinton is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.3% of Colinton in high-risk zones for bushfire, with a further 62.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Colinton Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Colinton, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections